2026 data Public-data reference. official source

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me's complaint history from CFPB public records. 3 consumers have filed complaints since Equi. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Equi
Since

Total complaints

3

Filed since Equi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me complaint mix by product

Total complaints: 3

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). because how: 2 complaints (66.7%), resolution 0.0% because how 66.7% because how: 1 complaints (33.3%), resolution 0.0% because how 33.3%
  • because how 2 66.7% 0% relief
  • because how 1 33.3% 0% relief

How legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
because how are they updating my credit for and my consumer reports without my knowledge ) Past due amount XXXX ( amount cant be verified as my personal debt ) Terms 65 months Responsibility joint account Comments says that it has been transferred to recovery and has a charged off account at a fixed rate 2
because how are they updating my credit for and my consumer reports without my knowledge ) Past due amount XXXX ( amount cant be verified as my personal debt ) Terms XXXX XXXX Responsibility joint account Comments says that it has been transferred to recovery and has a charged off account at a fixed rate 1

Top States

State Complaints
I would like this completely removed from my consumer file with Equifax. This is not fair. This is a debt from XXXX that is not verifiable and was originated without my consent without my signature. I have not been furnished any original documentation from anywhere or anyone that furnish is my signature 2
I would like this completely removed from my consumer file with XXXX. This is not fair. This is a debt from XXXX that is not verifiable and was originated without my consent without my signature. I have not been furnished any original documentation from anywhere or anyone that furnish is my signature 1

Top Issues

Issue Complaints
financial services of me requesting information as well 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Equi, and the most recent logged activity is XXXX BMW F, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "because how are they updating my credit for and my consumer reports without my knowledge ) Past due amount XXXX ( amount cant be verified as my personal debt ) Terms 65 months Responsibility joint account Comments says that it has been transferred to recovery and has a charged off account at a fixed rate", and the single most common underlying issue is "financial services of me requesting information as well".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me have?

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me respond to complaints on time?

legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me has a 0% timely response rate to CFPB complaints.

What is the most common complaint about legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me?

The most common issue reported against legal and unverifiable and unconstitutional and not mine but yet and still this company wants to keep it on their credit report I am going to retain an attorney and continue investigation into this. I also know that all other parties involved that have never been contacted or reached out to and this is not affecting them like it is affecting me is "financial services of me requesting information as well" in the "because how are they updating my credit for and my consumer reports without my knowledge ) Past due amount XXXX ( amount cant be verified as my personal debt ) Terms 65 months Responsibility joint account Comments says that it has been transferred to recovery and has a charged off account at a fixed rate" product category.

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