CFPB · Mid-pack CFPB posture
Lcs Financial Services Corporation
104 CFPB complaints · 31 states · top issue Attempts to collect debt not owed.
Lcs Financial Services Corporation has 104 consumer complaints in the CFPB public database. Timely response is 97.1%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +240% filings 2013 to 2026
CFPB relief outcome brief
CCDB company lcs-financial-services-corporation
0% relief · 97.1% timely · 104 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Lcs Financial Services Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 104 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lcs Financial Services Corporation complaint mix by product
- Debt collection 66 63.5% – 0% relief
- Credit reporting 15 14.4% – 0% relief
- Mortgage 12 11.5% – 0% relief
- Credit reporting, 6 5.8% – 0% relief
- Student loan 4 3.8% – 0% relief
- Vehicle loan 1 1.0% – 0% relief
How Lcs Financial Services Corporation's 104 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 66 |
| Credit reporting or other personal consumer reports | 15 |
| Mortgage | 12 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Student loan | 4 |
| Vehicle loan or lease | 1 |
Where Lcs Financial Services Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 16.3% of this company's filings
Lcs Financial Services Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 17
- +240% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 17 |
| TX | 15 |
| GA | 9 |
| FL | 8 |
| VA | 5 |
| AZ | 5 |
| IL | 5 |
| NY | 3 |
| NC | 3 |
| OH | 3 |
| IN | 3 |
| NV | 3 |
| NJ | 2 |
| CO | 2 |
| SC | 2 |
| MI | 2 |
| PA | 2 |
| OR | 2 |
| OK | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 18 |
| Improper use of your report | 14 |
| Took or threatened to take negative or legal action | 11 |
| Communication tactics | 10 |
| False statements or representation | 9 |
| Loan modification,collection,foreclosure | 7 |
| Incorrect information on your report | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Disclosure verification of debt | 4 |
| Written notification about debt | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Dealing with your lender or servicer | 3 |
| Loan servicing, payments, escrow account | 3 |
| Electronic communications | 2 |
| Improper contact or sharing of info | 2 |
| Repossession | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Struggling to repay your loan | 1 |
| Other | 1 |
| Trouble during payment process | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 6 | 100% |
| 2015 | 4 | 75% |
| 2016 | 6 | 100% |
| 2017 | 2 | 100% |
| 2018 | 2 | 100% |
| 2019 | 5 | 100% |
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 5 | 100% |
| 2023 | 10 | 100% |
| 2024 | 15 | 100% |
| 2025 | 16 | 100% |
| 2026 | 17 | 88.2% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Lcs Financial Services Corporation
Lcs Financial Services Corporation's 104 logged complaints stay concentrated: only 31 states show a filing. Only 35.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-08.
Lcs Financial Services Corporation answers 97.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lcs Financial Services Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lcs Financial Services Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 104.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lcs Financial Services Corporation (97.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture