2026 data Public-data reference. official source

LCS FINANCIAL SERVICES CORPORATION

77 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

77 consumer complaints filed with the CFPB

This profile shows LCS FINANCIAL SERVICES CORPORATION's complaint history from CFPB public records. 77 consumers have filed complaints since 2013. The company has a 98.7% timely response rate and has provided relief in 0% of cases.

77
Total Complaints
98.7%
Timely Response
2.6%
Disputed
0%
Relief Provided
27
States Active
2013
Since

Total complaints

77

Filed since 2013

Timely response

98.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

LCS FINANCIAL SERVICES CORPORATION complaint mix by product

Total complaints: 77

LCS FINANCIAL SERVICES CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 77 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 44 complaints (57.1%), resolution 0.0% Debt collection 57.1% Credit reporting: 13 complaints (16.9%), resolution 0.0% Credit reporting 16.9% Mortgage: 12 complaints (15.6%), resolution 0.0% Mortgage 15.6% Credit reporting,: 5 complaints (6.5%), resolution 0.0% Credit reporting, 6.5% Student loan: 3 complaints (3.9%), resolution 0.0%
  • Debt collection 44 57.1% 0% relief
  • Credit reporting 13 16.9% 0% relief
  • Mortgage 12 15.6% 0% relief
  • Credit reporting, 5 6.5% 0% relief
  • Student loan 3 3.9% 0% relief

How LCS FINANCIAL SERVICES CORPORATION's 77 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 44
Credit reporting or other personal consumer reports 13
Mortgage 12
Credit reporting, credit repair services, or other personal consumer reports 5
Student loan 3

Top States

State Complaints
CA 11
TX 10
GA 8
FL 7
IL 5
AZ 4
IN 3
NC 3
NJ 2
MI 2
NY 2
OH 2
NV 2
SC 2
VA 2
DC 1
WA 1
MS 1
MA 1
ID 1

Top Issues

Issue Complaints
Improper use of your report 12
Attempts to collect debt not owed 9
Took or threatened to take negative or legal action 8
Communication tactics 8
Loan modification,collection,foreclosure 7
Incorrect information on your report 5
False statements or representation 5
Cont'd attempts collect debt not owed 4
Disclosure verification of debt 4
Loan servicing, payments, escrow account 3
Improper contact or sharing of info 2
Electronic communications 2
Dealing with your lender or servicer 2
Other 1
Struggling to repay your loan 1
Written notification about debt 1
Trouble during payment process 1
Credit monitoring or identity theft protection services 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 6 100%
2015 4 75%
2016 6 100%
2017 2 100%
2018 2 100%
2019 4 100%
2020 3 100%
2021 5 100%
2022 2 100%
2023 7 100%
2024 11 100%
2025 13 100%
2026 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About LCS FINANCIAL SERVICES CORPORATION

LCS FINANCIAL SERVICES CORPORATION has accumulated 77 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 18 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, LCS FINANCIAL SERVICES CORPORATION reports a 98.7% timely-response rate and has closed 98.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LCS FINANCIAL SERVICES CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does LCS FINANCIAL SERVICES CORPORATION have?

LCS FINANCIAL SERVICES CORPORATION has received 77 consumer complaints filed with the Consumer Financial Protection Bureau.

Does LCS FINANCIAL SERVICES CORPORATION respond to complaints on time?

LCS FINANCIAL SERVICES CORPORATION has a 98.7% timely response rate to CFPB complaints.

What is the most common complaint about LCS FINANCIAL SERVICES CORPORATION?

The most common issue reported against LCS FINANCIAL SERVICES CORPORATION is "Improper use of your report" in the "Debt collection" product category.

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