Total complaints
164
Filed since ( 5
2026 data Public-data reference. official source
labor
164 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
164 consumer complaints filed with the CFPB
This profile shows labor's complaint history from CFPB public records. 164 consumers have filed complaints since ( 5 . The company has a 0% timely response rate and has provided relief in 0% of cases.
164
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
18
States Active
( 5
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
labor complaint mix by product
- The Fair 70 47.6% – 0% relief
- The Fair 61 41.5% – 0% relief
- [ 15 4 2.7% – 0% relief
- plate 4 2.7% – 0% relief
- and requested 3 2.0% – 0% relief
- SSN 3 2.0% – 0% relief
- it is 2 1.4% – 0% relief
How labor's 164 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) EXCLUSIONS.Except as provided in paragraph ( 3 ) | 70 |
| The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) Exclusions.Except as provided in paragraph ( 3 ) | 61 |
| [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) EXCLUSIONS.Except as provided in paragraph ( 3 ) | 4 |
| plate | 4 |
| and requested that they remove the account on my consumer report because they are violating a United States Code. Upon speaking to multiple representatives | 3 |
| SSN | 3 |
| it is a fact | 2 |
| the definition of a credit card is broad and encompasses various types of cards or credit devices | 2 |
| you are in violation of 15 USC 1681 ( a ) ( 2 ) ( b ) under the exclusion section. Congress says anything that extends or was authorized from a credit card or similar device should be excluded from a consumer report. A credit card '' is | 2 |
| The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) Exclusions.Except as provided in paragraph ( XXXX ) | 2 |
| where I applied & extended Credit by utilizing my Credit Card | 2 |
| affiant is aware | 2 |
| as defined by the Truth in Lending Act ( TILA ) | 1 |
| The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : So let me explain. Under the Truth in Lending Act 15 USC 1602 ( g ) | 1 |
| The Fair Credit Reporting Act [ 15 USC 1681 ( XXXX ) ( XXXX ) ( XXXX ) ] : ( XXXX ) Exclusions.Except as provided in paragraph ( XXXX ) | 1 |
| The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) EXCLUSIONS.Except as provided in paragraph ( XXXX ) | 1 |
| I believe that your company has violated 15 USC 1681 ( a ) ( 2 ) ( B ) of the FCRA | 1 |
| as defined in 15 U.S. Code 1601 | 1 |
| I have informed Capital One Corporation also that my social security card is the card that funds all consumer credit transactions that include my 9 digit social security number that I gave them access to | 1 |
Top States
| State | Complaints |
|---|---|
| or services on credit. | 135 |
| or services on credit. This makes my social security card | 6 |
| or services on credit. A credit report is nothing more than a report of credits that were deducted from my social security account in which the use of my social security credit card has already satisfied the balance for. Additionally the report showing balances in excess of {$1.00} are credits that are owed to ME!! Please show proof that non of these corporations went to the XXXX XXXX XXXXXXXX and obtained funds in my name. Provide Proof that non of these corporations are in breach of there fiduciary duties. Provide Proof that the funds that you say I own these corporations do are not the interest dividends owed to me. See 15 USC 1666d. Lastly prove the fact that XXXX | 3 |
| or services on credit. According to 15 U.S. Code 1602o | 3 |
| or services on credit. It is important to note that Congress explicitly states ANY card '' in the definition. | 2 |
| or services on credit. '' Also known as my Social Security Card | 2 |
| or services on credit | 2 |
| or services on credit. Which my social security card which has my social security account number on it and is the account numbers for my XXXX XXXX TRUST account was used to obtain money from XXXX XXXX XXXX who claims money was obtained from them in the amount of XXXX XXXX | 1 |
| or services on credit. In this transaction | 1 |
| or services on credit This makes my social security card | 1 |
| or services on credit is by definition a credit card,,EQUIFAX | 1 |
| or services on credit is by definition a credit card,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| or services on credit. This is my social security card. This credit card was authorized by my social security card and therefore must be excluded from my consumer report. This reported information on USAA LOAN # XXXX is a violation of 15 U.S. Code 1681a ( 2 ) ( B ). | 1 |
| or services on credit. This is my social security card. This credit card was authorized by my social security card and therefore must be excluded from my consumer report. This reported information on { ACCOUNT NAME AND NUMBER } is a violation of 15 U.S. Code 1681a ( 2 ) ( B ). | 1 |
| or services on credit. This definition includes my social security card | 1 |
| or services on credit. Accordingly | 1 |
| or services on credit is by definition a credit card,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77065,,Consent provided,Web,2023-03-29,Closed with explanation,Yes,N/A,6763168 | 1 |
| or services on credit. Which my social security card which has my social security account number on it and is the account numbers for my XXXX XXXX XXXX account was used to obtain money from XXXX XXXX XXXX who claims money was obtained from them in the amount of XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| credit card is defined as the following : The term credit card means any card | 139 |
| plate | 5 |
| property | 4 |
| the term credit card means any card | 3 |
| plates | 2 |
| not an XXXX XXXX or XXXX credit card because the actual definition says any card | 2 |
| The term credit card means any card | 2 |
| and credit card is defined in both FCRA and has the same as the definition in TILA as any card | 2 |
| credit is a right granted to me as a creditor under the Truth in Lending Act and { XXXX XXXX XXXX } does not have the right to oppress or abuse any part of my character which would restrict or prohibit my right to extend credit. { XXXX XXXX XXXX } has oppressed my right to extend credit which is a violation of 15 U.S.Code 1692d. Credit is defined as the right to incur debt and defer payment. I am the original creditor since I extended my credit to XXXX XXXX XXXX by giving them access to my XXXX XXXX TRUST when they received my social security account number which is a credit card as defined in 15 U.S.C. 1602 as any card | 1 |
| the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; The term credit card means any card | 1 |
| credit card is defined as any card | 1 |
| which is also under the Truth and Lending Act - 15 usc 1602L - a credit card defined as : any card | 1 |
| credit is a right granted to me as a creditor under the Truth in Lending Act and { XXXX XXXX XXXX } does not have the right to oppress or abuse any part of my character which would restrict or prohibit my right to extend credit. { XXXX XXXX XXXX } has oppressed my right to extend credit which is a violation of 15 U.S.Code 1692d. Credit is defined as the right to incur debt and defer payment. I am the original creditor since I extended my credit to XXXX XXXX XXXX by giving them access to my XXXX XXXX XXXX when they received my social security account number which is a credit card as defined in 15 U.S.C. 1602 as any card | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About labor
labor has accumulated 164 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 164 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 5 , and the most recent logged activity is aws and yo, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, labor reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) EXCLUSIONS.Except as provided in paragraph ( 3 )", and the single most common underlying issue is "credit card is defined as the following : The term credit card means any card".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating labor: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does labor have?
labor has received 164 consumer complaints filed with the Consumer Financial Protection Bureau.
Does labor respond to complaints on time?
labor has a 0% timely response rate to CFPB complaints.
What is the most common complaint about labor?
The most common issue reported against labor is "credit card is defined as the following : The term credit card means any card" in the "The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( 2 ) ( B ) ] : ( 2 ) EXCLUSIONS.Except as provided in paragraph ( 3 )" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
