CFPB · Single-product concentration
Kivell, Rayment and Francis, P.C.
4 CFPB complaints · 75% in "Debt collection" · top issue Attempts to collect debt not owed.
Kivell, Rayment and Francis, P.C.: 75% of 4 CFPB complaints sit in "Debt collection". Timely 75% · relief 25%. Allegations, not findings.
- Single-product concentration
- -50% filings 2016 to 2024
CFPB relief outcome brief
CCDB company kivell-rayment-and-francis-p-c
25% relief · 75% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Erc (25% relief)
Kivell, Rayment and Francis, P.C. closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kivell, Rayment and Francis, P.C. complaint mix by product
- Debt collection 3 75.0% – 33% relief
- Credit reporting, 1 25.0% – 0% relief
How Kivell, Rayment and Francis, P.C.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Kivell, Rayment and Francis, P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- OK
- 50% of this company's filings
Kivell, Rayment and Francis, P.C. falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 1
- -50% vs 2016
Top States
| State | Complaints |
|---|---|
| OK | 2 |
| IL | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 50% |
| 2018 | 1 | 100% |
| 2024 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Kivell, Rayment and Francis, P.C. filings cluster in one product
Kivell, Rayment and Francis, P.C.'s 4 logged complaints stay concentrated: only 3 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2024-01-22.
Kivell, Rayment and Francis, P.C. answers 75% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kivell, Rayment and Francis, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kivell, Rayment and Francis, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kivell, Rayment and Francis, P.C. (75% timely; 25% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration