CFPB · Mid-pack CFPB posture
Kingston Financial, LLC
37 CFPB complaints · 15 states · top issue Attempts to collect debt not owed.
Kingston Financial, LLC has 37 consumer complaints in the CFPB public database. Timely response is 8.1%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +266.7% filings 2015 to 2026
CFPB relief outcome brief
CCDB company kingston-financial-llc
0% relief · 8.1% timely · 37 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Kingston Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 37 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kingston Financial, LLC complaint mix by product
- Debt collection 22 59.5% – 0% relief
- Credit reporting 7 18.9% – 0% relief
- Payday loan 6 16.2% – 0% relief
- Credit reporting, 2 5.4% – 0% relief
How Kingston Financial, LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Credit reporting or other personal consumer reports | 7 |
| Payday loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Where Kingston Financial, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 21.6% of this company's filings
Kingston Financial, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +266.7% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 8 |
| OK | 5 |
| SC | 3 |
| VA | 3 |
| IL | 3 |
| GA | 2 |
| LA | 2 |
| CA | 2 |
| PA | 2 |
| MA | 2 |
| IN | 1 |
| NC | 1 |
| NY | 1 |
| MD | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 9 |
| Incorrect information on your report | 5 |
| Took or threatened to take negative or legal action | 5 |
| Written notification about debt | 3 |
| Communication tactics | 2 |
| Can't contact lender | 2 |
| Received a loan I didn't apply for | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
| False statements or representation | 1 |
| Can't stop charges to bank account | 1 |
| Charged fees or interest I didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 0% |
| 2016 | 6 | 16.7% |
| 2021 | 1 | 100% |
| 2022 | 1 | 0% |
| 2023 | 1 | 0% |
| 2024 | 6 | 0% |
| 2025 | 8 | 0% |
| 2026 | 11 | 9.1% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Kingston Financial, LLC
Kingston Financial, LLC's 37 logged complaints stay concentrated: only 15 states show a filing. Only 24.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-25.
Kingston Financial, LLC answers 8.1% of complaints inside the CFPB's tracked window and closes 10.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kingston Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kingston Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 8.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kingston Financial, LLC (8.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture