2026 data Public-data reference. official source

Kingston Financial, LLC

30 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

30 consumer complaints filed with the CFPB

This profile shows Kingston Financial, LLC's complaint history from CFPB public records. 30 consumers have filed complaints since 2015. The company has a 6.7% timely response rate and has provided relief in 0% of cases.

30
Total Complaints
6.7%
Timely Response
0%
Disputed
0%
Relief Provided
14
States Active
2015
Since

Total complaints

30

Filed since 2015

Timely response

6.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 6.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Kingston Financial, LLC complaint mix by product

Total complaints: 30

Kingston Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (56.7%), resolution 0.0% Debt collection 56.7% Payday loan: 6 complaints (20.0%), resolution 0.0% Payday loan 20.0% Credit reporting: 5 complaints (16.7%), resolution 0.0% Credit reporting 16.7% Credit reporting,: 2 complaints (6.7%), resolution 0.0% Credit reporting, 6.7%
  • Debt collection 17 56.7% 0% relief
  • Payday loan 6 20.0% 0% relief
  • Credit reporting 5 16.7% 0% relief
  • Credit reporting, 2 6.7% 0% relief

How Kingston Financial, LLC's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Payday loan 6
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
TX 7
OK 4
SC 3
VA 3
LA 2
IL 2
MA 2
IN 1
FL 1
GA 1
CA 1
PA 1
NC 1
NY 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
Written notification about debt 3
Incorrect information on your report 3
Communication tactics 2
Took or threatened to take negative or legal action 2
Can't contact lender 2
Received a loan I didn't apply for 2
Problem with a credit reporting company's investigation into an existing problem 2
Credit monitoring or identity theft protection services 1
Improper use of your report 1
False statements or representation 1
Cont'd attempts collect debt not owed 1
Charged fees or interest I didn't expect 1
Can't stop charges to bank account 1

Yearly Trend

Year Complaints Timely
2015 2 0%
2016 6 16.7%
2021 1 100%
2022 1 0%
2023 1 0%
2024 6 0%
2025 8 0%
2026 5 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Kingston Financial, LLC

Kingston Financial, LLC has accumulated 30 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-19, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Kingston Financial, LLC reports a 6.7% timely-response rate and has closed 10% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Kingston Financial, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Kingston Financial, LLC have?

Kingston Financial, LLC has received 30 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Kingston Financial, LLC respond to complaints on time?

Kingston Financial, LLC has a 6.7% timely response rate to CFPB complaints.

What is the most common complaint about Kingston Financial, LLC?

The most common issue reported against Kingston Financial, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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