2026 data Public-data reference. official source

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since Equi. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Equi
Since

Total complaints

1

Filed since Equi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX complaint mix by product

Total complaints: 1

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). however this: 1 complaints (100.0%), resolution 0.0% however this 100.0%
  • however this 1 100.0% 0% relief

How its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
however this is not the case upon checking my XX/XX/XXXX credit report. In XX/XX/XXXX dispute results 1

Top States

State Complaints
even though the historical status shows a delinquency occurring earlier. Why wasn't my credit report updated to show that XX/XX/XXXX was the correct first date of delinquency. So either XXXX XXXX is reporting false information 1

Top Issues

Issue Complaints
there appears to be three different dates where a delinquency of 30 days or more occurred. These dates are XX/XX/XXXX where it shows 60 days delinquent 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Equi, and the most recent logged activity is Equifax cl, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "however this is not the case upon checking my XX/XX/XXXX credit report. In XX/XX/XXXX dispute results", and the single most common underlying issue is "there appears to be three different dates where a delinquency of 30 days or more occurred. These dates are XX/XX/XXXX where it shows 60 days delinquent".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX have?

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX respond to complaints on time?

its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX?

The most common issue reported against its shows the date of first delinquency still being XX/XX/XXXX and the Delinquency First Reported as being XX/XX/XXXX is "there appears to be three different dates where a delinquency of 30 days or more occurred. These dates are XX/XX/XXXX where it shows 60 days delinquent" in the "however this is not the case upon checking my XX/XX/XXXX credit report. In XX/XX/XXXX dispute results" product category.

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