2026 data Public-data reference. official source

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 complaint mix by product

Total complaints: 1

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). late payments: 1 complaints (100.0%), resolution 0.0% late payments 100.0%
  • late payments 1 100.0% 0% relief

How item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
late payments 1

Top States

State Complaints
no verification of debt furnished by experian 1

Top Issues

Issue Complaints
gave verification that this account was paid in full never late 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "late payments", and the single most common underlying issue is "gave verification that this account was paid in full never late".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 have?

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 respond to complaints on time?

item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023?

The most common issue reported against item is a duplicate on this report which causes significant damage to my account. Should be reporting as paid in full and never late but was never properly investigated by experian ) XXXX XXXX account XXXX ( disputed XX/XX/2023 is "gave verification that this account was paid in full never late" in the "late payments" product category.

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