Total complaints
1
Filed since At t
2026 data Public-data reference. official source
it will only be on my credit report for 7 years
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows it will only be on my credit report for 7 years's complaint history from CFPB public records. 1 consumers have filed complaints since At t. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
At t
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
it will only be on my credit report for 7 years complaint mix by product
- the company 1 100.0% – 0% relief
How it will only be on my credit report for 7 years's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the company has damaged my credit rating to the point that I am unable to secure a loan to fix plumbing in my home. My credit is also damaged to the point that I am unable to refinance through another company out of fear they will continue to mismanage my account. I have taken vacation from work to contact customer service due to their hours. I have talked with customer service for over 23 hours of recording phone calls and they remain unwilling to admit that something happened with the website payment and there are errors in the automated phone call system that did not complete calls or leave voicemail. Had I received calls or correspondence | 1 |
Top States
| State | Complaints |
|---|---|
| '' they have encouraged me to call my bank every month and ensure the payment comes out in addition to calling their system after every payment to ensure the payment is received. They have also encouraged me to contact them every month and request additional statements that show proof of payment. This seems like an insane amount of work for me to do every month that I make a mortgage payment for the next 26 years -- especially if their records are so accurate. I worked extremely hard to get a credit score upwards of 800 only to have this company completely wreck my score when I made my mortgage payment and continue to make my mortgage payment. I have shown them proof that their automated system is not correct and I did not receive correspondence to notify me that the payment was not received correctly until after it was too late and now I'm stuck for the next 7 years paying a company and allowing a company to profit from me | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I would have promptly rectified the situation as I clearly did. Instead | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About it will only be on my credit report for 7 years
it will only be on my credit report for 7 years has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to At t, and the most recent logged activity is At this ti, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, it will only be on my credit report for 7 years reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the company has damaged my credit rating to the point that I am unable to secure a loan to fix plumbing in my home. My credit is also damaged to the point that I am unable to refinance through another company out of fear they will continue to mismanage my account. I have taken vacation from work to contact customer service due to their hours. I have talked with customer service for over 23 hours of recording phone calls and they remain unwilling to admit that something happened with the website payment and there are errors in the automated phone call system that did not complete calls or leave voicemail. Had I received calls or correspondence", and the single most common underlying issue is "I would have promptly rectified the situation as I clearly did. Instead".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it will only be on my credit report for 7 years: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does it will only be on my credit report for 7 years have?
it will only be on my credit report for 7 years has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does it will only be on my credit report for 7 years respond to complaints on time?
it will only be on my credit report for 7 years has a 0% timely response rate to CFPB complaints.
What is the most common complaint about it will only be on my credit report for 7 years?
The most common issue reported against it will only be on my credit report for 7 years is "I would have promptly rectified the situation as I clearly did. Instead" in the "the company has damaged my credit rating to the point that I am unable to secure a loan to fix plumbing in my home. My credit is also damaged to the point that I am unable to refinance through another company out of fear they will continue to mismanage my account. I have taken vacation from work to contact customer service due to their hours. I have talked with customer service for over 23 hours of recording phone calls and they remain unwilling to admit that something happened with the website payment and there are errors in the automated phone call system that did not complete calls or leave voicemail. Had I received calls or correspondence" product category.
Read our methodology — how this data is sourced, computed, and verified.
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