2026 data Public-data reference. official source

it uses its habitual dysfunction as a deterrent against customer contact

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows it uses its habitual dysfunction as a deterrent against customer contact's complaint history from CFPB public records. 1 consumers have filed complaints since As a. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
As a
Since

Total complaints

1

Filed since As a

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

it uses its habitual dysfunction as a deterrent against customer contact complaint mix by product

Total complaints: 1

it uses its habitual dysfunction as a deterrent against customer contact complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I have: 1 complaints (100.0%), resolution 0.0% I have 100.0%
  • I have 1 100.0% 0% relief

How it uses its habitual dysfunction as a deterrent against customer contact's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I have had to use my Chase Freedom card with fewer rewards. However 1

Top States

State Complaints
requests for credits for fraudulent charges and complaints about the inordinate difficulty of protecting oneself from Chases automated predations. Yet it persists in perpetuity with these ruses because it can ; nothing forces it to operate reasonably and fairly. 1

Top Issues

Issue Complaints
I called 2-3 times about an authorized XXXX charge XXXX It is difficult to get a live representative and the automated system Chase uses wastes inordinate amounts of time. For example 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About it uses its habitual dysfunction as a deterrent against customer contact

it uses its habitual dysfunction as a deterrent against customer contact has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As a, and the most recent logged activity is As a resul, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it uses its habitual dysfunction as a deterrent against customer contact reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have had to use my Chase Freedom card with fewer rewards. However", and the single most common underlying issue is "I called 2-3 times about an authorized XXXX charge XXXX It is difficult to get a live representative and the automated system Chase uses wastes inordinate amounts of time. For example".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it uses its habitual dysfunction as a deterrent against customer contact: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does it uses its habitual dysfunction as a deterrent against customer contact have?

it uses its habitual dysfunction as a deterrent against customer contact has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does it uses its habitual dysfunction as a deterrent against customer contact respond to complaints on time?

it uses its habitual dysfunction as a deterrent against customer contact has a 0% timely response rate to CFPB complaints.

What is the most common complaint about it uses its habitual dysfunction as a deterrent against customer contact?

The most common issue reported against it uses its habitual dysfunction as a deterrent against customer contact is "I called 2-3 times about an authorized XXXX charge XXXX It is difficult to get a live representative and the automated system Chase uses wastes inordinate amounts of time. For example" in the "I have had to use my Chase Freedom card with fewer rewards. However" product category.

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