Total complaints
1
Filed since * *
2026 data Public-data reference. official source
it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b )
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b )'s complaint history from CFPB public records. 1 consumers have filed complaints since * * . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
* *
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) complaint mix by product
- the consumer 1 100.0% – 0% relief
How it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the consumer reporting agency shall delete the item of information from the file of the consumer. * # # # FCRA 1681e ( b ) - ACCURACY MANDATE * Whenever a consumer reporting agency prepares a consumer report | 1 |
Top States
| State | Complaints |
|---|---|
| you must : - * * Immediately investigate * * this dispute when notified by credit bureaus - * * Cease furnishing * * any information that can not be verified as completely accurate - * * Correct or delete * * any inaccurate information - * * Implement proper procedures * * to prevent future FCRA violations # # LEGAL CONSEQUENCES OF NON-COMPLIANCE Failure to comply with these demands subjects you to : * * FCRA Statutory Damages : * * - * * 1681n * * - Willful violations : $ XXXX {$1000.00} per violation plus actual damages and attorney fees- * * 1681o * * - Negligent violations : Actual damages and attorney fees- * * Multiple Account Violations * * - Separate penalties for each improperly reported account * * Additional Legal Claims : * * - Federal consumer protection violations- State credit reporting law violations- Negligent and intentional credit reporting practices # # CONSUMER HARM STATEMENT The improper reporting of these multiple student loan accounts has : - Artificially inflated my credit file - Created confusion about my actual debt obligations- Potentially impacted my credit scores and financial opportunities - Violated my fundamental right to accurate credit reporting # # FINAL NOTICE This dispute is based on clear violations of federal law requiring accurate | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I demand * * IMMEDIATE AND PERMANENT DELETION * * of XXXXXXXX XXXX XXXX XXXXXXXX accounts based on : 1. * * PROCEDURAL VIOLATIONS * * - Failure to maintain reasonable reporting procedures for multiple accounts 1. * * ACCURACY VIOLATIONS * * - Inability to provide clear | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b )
it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to * * , and the most recent logged activity is * * Violat, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the consumer reporting agency shall delete the item of information from the file of the consumer. * # # # FCRA 1681e ( b ) - ACCURACY MANDATE * Whenever a consumer reporting agency prepares a consumer report", and the single most common underlying issue is "I demand * * IMMEDIATE AND PERMANENT DELETION * * of XXXXXXXX XXXX XXXX XXXXXXXX accounts based on : 1. * * PROCEDURAL VIOLATIONS * * - Failure to maintain reasonable reporting procedures for multiple accounts 1. * * ACCURACY VIOLATIONS * * - Inability to provide clear".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) have?
it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) respond to complaints on time?
it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b )?
The most common issue reported against it must be deleted per FCRA 1681i ( a ) ( 5 ) ( A ). * * # # DEMANDED ACTIONS I demand the following actions within 30 days : 1. * * PERMANENTLY DELETE * * all XXXXXXXX XXXX XXXX XXXXXXXX student loan accounts from my credit files 1. * * PROVIDE WRITTEN CONFIRMATION * * of complete deletion from all three bureaus 1. * * NOTIFY ALL ENTITIES * * who received my credit report in the past 6 months of these deletions 1. * * SEND UPDATED CREDIT REPORTS * * showing complete removal of these accounts 1. * * CEASE ALL FUTURE REPORTING * * of these accounts unless proper FCRA compliance procedures are implemented # # NOTICE TO FURNISHER XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX is hereby notified : Under FCRA 1681s-2 ( b ) is "I demand * * IMMEDIATE AND PERMANENT DELETION * * of XXXXXXXX XXXX XXXX XXXXXXXX accounts based on : 1. * * PROCEDURAL VIOLATIONS * * - Failure to maintain reasonable reporting procedures for multiple accounts 1. * * ACCURACY VIOLATIONS * * - Inability to provide clear" in the "the consumer reporting agency shall delete the item of information from the file of the consumer. * # # # FCRA 1681e ( b ) - ACCURACY MANDATE * Whenever a consumer reporting agency prepares a consumer report" product category.
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