it must be deleted immediately from my file Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : Unauthorized inquiry Story : I dispute this inquiry because I never consented to it. It is inaccurate and must be removed Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : No permissible purpose Story : This inquiry was never authorized by me. Its presence is misleading and harmful

What the CFPB Record Shows About it must be deleted immediately from my file Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : Unauthorized inquiry Story : I dispute this inquiry because I never consented to it. It is inaccurate and must be removed Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : No permissible purpose Story : This inquiry was never authorized by me. Its presence is misleading and harmful

it must be deleted immediately from my file Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : Unauthorized inquiry Story : I dispute this inquiry because I never consented to it. It is inaccurate and must be removed Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : No permissible purpose Story : This inquiry was never authorized by me. Its presence is misleading and harmful has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Addr, and the most recent logged activity is Address XX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it must be deleted immediately from my file Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : Unauthorized inquiry Story : I dispute this inquiry because I never consented to it. It is inaccurate and must be removed Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : No permissible purpose Story : This inquiry was never authorized by me. Its presence is misleading and harmful reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "making it appear as though I am an unreliable borrower when that is not true. I request verification with original payment records", and the single most common underlying issue is "this late payment must be deleted Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$3300.00} Late Payment Law : FCRA 607 ( b ) requires accuracy in reporting Issue : The late payment being reported is inaccurate Story : I have maintained timely payments and have proof of consistent account management. This alleged late payment damages my payment history".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it must be deleted immediately from my file Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : Unauthorized inquiry Story : I dispute this inquiry because I never consented to it. It is inaccurate and must be removed Inquiry XXXX XXXXXX/XX/XXXX Law : FCRA 604 ( a ) ( 2 ) Issue : No permissible purpose Story : This inquiry was never authorized by me. Its presence is misleading and harmful: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.