2026 data Public-data reference. official source

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for complaint mix by product

Total complaints: 1

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I then: 1 complaints (100.0%), resolution 0.0% I then 100.0%
  • I then 1 100.0% 0% relief

How it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I then decided rather than send the documents titled as to what they actually were 1

Top States

State Complaints
and also that by pulling my credit score multiple times they effectually prevented me from applying with any other lender because by lowering my score I would no longer qualify with other lenders. Hence XXXX XXXX had effectually and obviously with intent had created a situation where I was trapped and had no other choice than agree to the loan modification they sent to me even though XXXX XXXX had engaged in fraud by reporting they had not received the documents though in fact they had received some of the same documents up to three or more times at my expense and then only offered the current modification verse the VAIRRRL Id qualified for before the negative hit to my credit score. Moreover I believe that XXXX XXXX has a role as a fiduciary being the middle man man between the Petitioner and Bank of America and failed to shop my loan through the various programs for the purpose of forcing me into what is otherwise no less than a predatory loan in addition to instances of what bears the marks of mortgage fraud for profit. I believe these acts by Bank Of America as Countrywide 1

Top Issues

Issue Complaints
Bank Name and date ' 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I then decided rather than send the documents titled as to what they actually were", and the single most common underlying issue is "Bank Name and date '".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for have?

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for respond to complaints on time?

it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for has a 0% timely response rate to CFPB complaints.

What is the most common complaint about it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for?

The most common issue reported against it mattered only if I changed the title of the attachment. On one occasion they asked for a legible copy of a document. When I sent a new copy in a 2nd attachment. Later when I looked at the original email and reviewed the document it was perfectly legible. I realized XXXX XXXX was engaging in dilatory tactics ( tantamount to if not actual mortgage fraud for profit ) to prevent me from getting the better interest rate Id qualified and applied for is "Bank Name and date '" in the "I then decided rather than send the documents titled as to what they actually were" product category.

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