it is no one 's fault. It is not ours

What the CFPB Record Shows About it is no one 's fault. It is not ours

it is no one 's fault. It is not ours has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In X, and the most recent logged activity is In XXXX ( , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it is no one 's fault. It is not ours reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the second penalty. I was told on one phone call that people have bigger problems right now than taxes. People have lost their jobs", and the single most common underlying issue is "I called again ... this time crying over the amount of time wasted and the lady hung up on me when I asked her to please not transfer me. ( After being transferred 3 times and on the phone almost an hour ). I started back at the very beginning with a brand new person ... and immediately asked to speak to a manager to which I was told we don't have any. '' I'm sorry".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it is no one 's fault. It is not ours: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.