2026 data Public-data reference. official source

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this complaint mix by product

Total complaints: 1

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). administrative closure: 1 complaints (100.0%), resolution 0.0% administrative closure 100.0%
  • administrative closure 1 100.0% 0% relief

How it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
administrative closure XX/XX/XXXX inability to obtain or verify account holder identity. Charge off date XX/XX/XXXX 1

Top States

State Complaints
both are grounds for removal. Legal basis FCRA 607 ( b ) Failure to assure maximum possible accuracy. FCRA 611 ( a ) ( 1 ) - ( 6 ) failure to conduct a reasonable investigation. FCRA 605B ( 15 USC 1681c-2 ) Failure to block disputed or identity related information ( they were supposed to within four business days ). FCRA 623 ( a ) ( 5 ) incorrect reporting of first delinquency. Discovers internal records show no missed payment prior to administrative closure yet XXXX reports XX/XX/XXXX as 1ST DOD.FCRA 605 ( a ) illegal date extension of derogatory information.,,DISCOVER BANK,GA,30134,,Consent provided,Web,2025-10-30,Closed with explanation,Yes,N/A,16890551 1

Top Issues

Issue Complaints
despite the account being inactive since XXXX. Disputed filed since XX/XX/XXXX to present date. XX/XX/XXXX XXXX marked the item as verified and despite of my request for method of verification 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "administrative closure XX/XX/XXXX inability to obtain or verify account holder identity. Charge off date XX/XX/XXXX", and the single most common underlying issue is "despite the account being inactive since XXXX. Disputed filed since XX/XX/XXXX to present date. XX/XX/XXXX XXXX marked the item as verified and despite of my request for method of verification".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this have?

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this respond to complaints on time?

it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this has a 0% timely response rate to CFPB complaints.

What is the most common complaint about it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this?

The most common issue reported against it doesn't excuse the fact they are still reporting inaccurately which is still causing harm... Either way I dispute this is "despite the account being inactive since XXXX. Disputed filed since XX/XX/XXXX to present date. XX/XX/XXXX XXXX marked the item as verified and despite of my request for method of verification" in the "administrative closure XX/XX/XXXX inability to obtain or verify account holder identity. Charge off date XX/XX/XXXX" product category.

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