is also being reported as a charge off. I do not recognize this account and never contracted for it. Under FCRA 611 and 623

What the CFPB Record Shows About is also being reported as a charge off. I do not recognize this account and never contracted for it. Under FCRA 611 and 623

is also being reported as a charge off. I do not recognize this account and never contracted for it. Under FCRA 611 and 623 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beyo, and the most recent logged activity is Beyond thi, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, is also being reported as a charge off. I do not recognize this account and never contracted for it. Under FCRA 611 and 623 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "my report contains fraudulent charge-off accounts that I have no knowledge of. An account with XXXXXXXX XXXX XXXX XXXX XXXX showing a date opened of XX/XX/XXXX and a high credit of {$5400.00}", and the single most common underlying issue is "nor have I had any relationship with XXXX XXXX involving this number. Similarly".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating is also being reported as a charge off. I do not recognize this account and never contracted for it. Under FCRA 611 and 623: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.