Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore complaint mix by product
- XXXX Capital 1 100.0% – 0% relief
How is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX Capital one XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| if you can not validate the debt | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| which you claim is a collection that I have with your company. This is a formal notice that your claim is disputed. I am requesting validation that is competent evidence bearing my signature | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore
is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX Capital one XXXX XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "which you claim is a collection that I have with your company. This is a formal notice that your claim is disputed. I am requesting validation that is competent evidence bearing my signature".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore have?
is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore respond to complaints on time?
is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore has a 0% timely response rate to CFPB complaints.
What is the most common complaint about is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore?
The most common issue reported against is a violation of the Fair debt collection Practices Act FDCPA 807 [ 15 U.S.C. 1962e ] ; therefore is "which you claim is a collection that I have with your company. This is a formal notice that your claim is disputed. I am requesting validation that is competent evidence bearing my signature" in the "XXXX Capital one XXXX XXXX XXXX XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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