2026 data Public-data reference. official source

interest charges

5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

5 consumer complaints filed with the CFPB

This profile shows interest charges's complaint history from CFPB public records. 5 consumers have filed complaints since Bank. The company has a 0% timely response rate and has provided relief in 0% of cases.

5
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
Bank
Since

Total complaints

5

Filed since Bank

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

interest charges complaint mix by product

Total complaints: 5

interest charges complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). as well: 3 complaints (60.0%), resolution 0.0% as well 60.0% thereby preventing: 1 complaints (20.0%), resolution 0.0% thereby preventing 20.0% including the: 1 complaints (20.0%), resolution 0.0% including the 20.0%
  • as well 3 60.0% 0% relief
  • thereby preventing 1 20.0% 0% relief
  • including the 1 20.0% 0% relief

How interest charges's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
as well as major credit reporting bureaus to investigate billing errors and inaccurate reporting. I have submitted disputes 3
thereby preventing me from viewing my account information 1
including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin 1

Top States

State Complaints
etc. XXXX XXXX repeatedly reported a number of different dates/months which they claim I was late and they currently state that I was 90 days late in XX/XX/XXXX when my first bill/payment was not even due until XX/XX/XXXX. Please refer to additional documentation for a breakdown of this situation and proof that XXXX XXXX/XXXX XXXX as well as the credit reporting bureaus have been neglectful in investigating my disputes and have been reporting a variety of inaccurate information. I have never had such a difficult time with a creditor and the credit reporting bureaus - this situation has been frustrating 3
credit score damage 1
and the risks associated with margin accounts. 1

Top Issues

Issue Complaints
yet all I get are generic form letter responses stating that info is being reported as accurate. I paid XXXX credit card online in full on XX/XX/XXXX 2
or making payments through their digital platform. Additionally 1
experience 1
yet all I get are generic form letter responses stating that info is being reported as accurate. I paid XXXX credit card online in full on XX/XX/XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About interest charges

interest charges has accumulated 5 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Bank, and the most recent logged activity is The follow, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, interest charges reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as well as major credit reporting bureaus to investigate billing errors and inaccurate reporting. I have submitted disputes", and the single most common underlying issue is "yet all I get are generic form letter responses stating that info is being reported as accurate. I paid XXXX credit card online in full on XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating interest charges: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does interest charges have?

interest charges has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.

Does interest charges respond to complaints on time?

interest charges has a 0% timely response rate to CFPB complaints.

What is the most common complaint about interest charges?

The most common issue reported against interest charges is "yet all I get are generic form letter responses stating that info is being reported as accurate. I paid XXXX credit card online in full on XX/XX/XXXX" in the "as well as major credit reporting bureaus to investigate billing errors and inaccurate reporting. I have submitted disputes" product category.

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