Total complaints
27
Filed since 2. D
2026 data Public-data reference. official source
inquiries
27 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
27 consumer complaints filed with the CFPB
This profile shows inquiries's complaint history from CFPB public records. 27 consumers have filed complaints since 2. D. The company has a 0% timely response rate and has provided relief in 0% of cases.
27
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
20
States Active
2. D
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
inquiries complaint mix by product
- 1681b 3 20.0% – 0% relief
- XXXX 3 20.0% – 0% relief
- I am 3 20.0% – 0% relief
- you are 3 20.0% – 0% relief
- inaccurate 1 6.7% – 0% relief
- and I 1 6.7% – 0% relief
- submitted XX/XX/XXXX-XX/XX/XXXX 1 6.7% – 0% relief
How inquiries's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 1681b | 3 |
| XXXX | 3 |
| I am requesting that the items indicated are reinvestigated and deleted from my report as soon as possible.Please look into this ( these ) matter ( s ) and ( delete or correct ) the unverifiable and inaccurate item ( s ). Also I'm asking for the removal of all incorrect information under section 1681 of the consumer credit reporting act for misuse of information an not verification of correct information | 3 |
| you are legally obligated to block and permanently delete all fraudulent items from my credit reports within 4 business days of receiving my documentation. This includes : Fraudulent Accounts to Delete : XXXX XXXX XXXXXXXX XXXX Acct # : XXXX Balance : {$4500.00} XXXX XXXX Acct # : XXXX Balance : {$3400.00} XXXX XXXX XXXXXXXX XXXX Acct # : XXXX Balance : {$2800.00} XXXX XXXXXXXX Acct # : XXXX Balance : {$1900.00XXXX XXXX XXXX Acct # : XXXX Balance : {$1500.00} XXXX XXXX XXXX Acct # : XXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Acct # : XXXX Balance : {$270.00} XXXXXXXX XXXX XXXXXXXX Acct # : XXXX Balance : {$0.00} XXXXXXXX XXXX XXXX XXXX Acct # : XXXX Balance : {$460.00} XXXX XXXX XXXX XXXX Acct # : XXXX Balance : {$0.00XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXX Balance : {$0.00} XXXX XXXX XXXX Acct # : XXXX Balance : {$0.00} XXXX XXXX Acct # : XXXX Balance : {$0.00} XXXX XXXX XXXX Acct # : XXXX Balance : {$0.00} XXXX XXXX XXXX Acct # : XXXX Balance : {$2200.00} XXXX XXXX XXXX XXXX Acct # : XXXX Balance : {$1100.00} XXXX XXXX XXXX Acct # : XXXX Balance : {$1600.00} XXXX XXXX Acct # : XXXX Balance : {$1300.00} XXXX XXXXXXXX Acct # : XXXX Balance : {$7700.00} Fraudulent Inquiries to Delete : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Fraudulent Addresses to Delete : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Legal Notice : This dispute must be reviewed by a live human investigator | 3 |
| inaccurate | 1 |
| and I am requesting their immediate removal : Fraudulent Accounts : XXXX XXXX XXXX ( XXXX | 1 |
| submitted XX/XX/XXXX-XX/XX/XXXX | 1 |
| 15 U.S.C. 1681 | 1 |
| 15 U.S.C. 1681i | 1 |
| I submitted a fully documented identity-theft dispute to Experian | 1 |
| XXXX XXXX XXXX | 1 |
| MI XXXX Address Law : FCRA Section 609 ( c ) ( 2 ) ( E ) and Section 611 ( a ) Issue : This address is unknown to me and does not belong to me Story : I have never lived at or been associated with this address this is not a valid or authorized address related to my identity and must be removed to prevent further reporting inaccuracies XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| there were a bunch of inaccuracies on my report as Equifax has merged my credit report with that of my sister | 1 |
| 611 ( a ) ( 1 ) ( A ) | 1 |
| the following fraudulent addresses must be blocked and removed from my file : XXXX XXXX XXXX | 1 |
| I have the right to challenge information that appears to be inaccurate or incomplete ISSUE : The account is showing derogatory status and missed payments that are not accurate based on my records STORY : I never fell behind on payments for this account | 1 |
| submitted XXXX | 1 |
| 15 U.S.C. 1692g | 1 |
| email credentials | 1 |
Top States
| State | Complaints |
|---|---|
| and personal information listed below | 3 |
| and addresses are the result of identity theft and fraudulent use of my personal information stemming from the breaches mentioned above. | 3 |
| collections | 3 |
| public information | 2 |
| and the above personal identifying information are the result of identity theft and fraud. They were not opened | 1 |
| names | 1 |
| and addresses Written confirmation of deletion within 4 business days Cease & desist all future reinsertion or investigation of these fraudulent items,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92555,,Consent provided,Web,2025-07-18,Closed with explanation,Yes,N/A,14736347 | 1 |
| or other inaccurate information ] being reported in my credit file. | 1 |
| public records | 1 |
| and inaccurate personal information. | 1 |
| and inaccurate addresses began appearing on my Experian file. | 1 |
| and addresses listed above. I have attached supporting documents including my identification and proof of residence for verification purposes. Please take enforcement action as appropriate to ensure my rights are protected and restored.,,EQUIFAX | 1 |
| negative information | 1 |
| and derogatory marks from my credit file IMMEDIATELY | 1 |
| and addresses as reported. These are the result of identity theft and fraud. | 1 |
| and addresses Written confirmation of deletion within 4 business days Cease & desist all future reinsertion or investigation of these fraudulent items,,EQUIFAX | 1 |
| and addresses Written confirmation of deletion within 4 business days Cease & desist all future reinsertion or investigation of these fraudulent items,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and addresses listed above. I have attached supporting documents including my identification and proof of residence for verification purposes. Please take enforcement action as appropriate to ensure my rights are protected and restored.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| or remarks related to XXXX XXXX XXXX XXXX or Credit Collection Services from all of my credit reports ( XXXX | 1 |
| and distorted addresses to appear on my TransUnion report. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| 1681i | 3 |
| SC XXXX XXXX Address on File ( to remain ) : XXXX XXXX XXXX XXXX | 3 |
| wrongly processed | 3 |
| I will pursue civil litigation and seek damages under : FCRA 1681n Willful noncompliance FCRA 1681o Negligent noncompliance Including actual | 3 |
| collections | 1 |
| XXXX ) | 1 |
| as well as using the XXXX XXXX. Under the laws of the FDCPA | 1 |
| fair | 1 |
| I included copies of my government-issued ID | 1 |
| government-issued ID | 1 |
| email credentials | 1 |
| MI XXXX Address Law : FCRA Section 609 and 611 Issue : This address is invalid for my credit profile Story : I have no ties to this address and its appearance on my credit file constitutes an error requiring prompt correction XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$390.00} Chargeoff * * Law : FCRA 611 and 623 ( a ) ( 1 ) ( A ) Issue : This account is reporting inaccurate charge-off status Story : I dispute this entry as I do not have a valid account with this creditor in this manner and the reporting has no supporting verification documents provided under my previous request XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$390.00} Chargeoff * * Law : FCRA 611 and 623 Issue : Account status is incorrect and unverifiable Story : This item does not match any legitimate obligation on my part and needs to be reinvestigated properly with actual documentation XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$0.00} Chargeoff * * Law : FCRA 623 and 611 Issue : Reporting as a charge-off despite {$0.00} balance Story : This contradictory entry reflects inaccurate status a XXXX balance can not be charged off and I request deletion of this erroneous item XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$1800.00} Late Payment * * Law : FCRA Section 611 and 623 Issue : Late payment reported inaccurately Story : I was under forbearance or deferment status during this time as per federal student loan protections yet this account reflects a delinquency that should not exist XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$2100.00} Late Payment * * Law : FCRA 623 and 611 Issue : Misreported delinquencies Story : This loan was not delinquent under Department of Education guidelines this is a misrepresentation and needs correction or removal XXXX XXXX * * Date Opened : XX/XX/XXXX Balance Owed : {$0.00} Late Payment * * Law : FCRA 611 Issue : Negative information tied to an inactive balance Story : It is contradictory to report a late payment when the account holds a XXXX balance and this must be addressed in your reinvestigation XXXX XXXX * * * * * * * Date Opened : XX/XX/XXXX Balance Owed : {$2000.00} Late Payment * * Law : FCRA Section 611 Issue : Forbearance status overlooked in reporting Story : This loan was under active federal protection with no missed payments and yet is reported delinquent in error XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$3500.00} Late Payment * * Law : FCRA Section 611 Issue : Inconsistent and unverified reporting Story : Payments were in good standing or under approved deferment the late payment status here is factually unsupported and must be corrected XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$1700.00} Late Payment * * Law : FCRA 611 Issue : Unjustified derogatory status Story : I dispute this item because payments were not late based on agreed terms this listing reflects inaccurate and harmful reporting XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$520.00} Chargeoff * * Law : FDCPA and FCRA 623 Issue : No proof of debt or original agreement Story : This is a third-party collection showing a charge-off that I have never validated or acknowledged and you have failed to provide lawful documentation upon my first dispute XXXX XXXX * Date Opened : XX/XX/XXXX Balance Owed : {$950.00} Chargeoff * * Law : FCRA 611 and FDCPA Issue : Inaccurate collection and invalid charge-off Story : XXXX has yet to verify this debt which is reported unfairly and causes damage without verified legal basis XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$650.00} Chargeoff * * Law : FDCPA and FCRA 611 Issue : Debt buyer reporting with no substantiation Story : XXXX record is unsupported and lacks chain of title or proof of original creditor obligation therefore it should be removed XXXX XX/XX/XXXX Inquiry Law : FCRA Section 604 Issue : Permissible purpose not established Story : I never applied for any credit product that would permit this inquiry this is a clear FCRA violation and must be deleted I respectfully request the Consumer Financial Protection Bureau ( CFPB ) to launch a full investigation into these matters. The data furnishers and credit reporting agencies have failed to comply with the FCRA by reporting inaccurate | 1 |
| ( even social security numbers as if one person can have more than one social security number! ) | 1 |
| 605B | 1 |
| IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| delete this record from my report.S I respectfully request the Consumer Financial Protection Bureau ( CFPB ) to launch a full investigation into these matters. The data furnishers and credit reporting agencies have failed to comply with the FCRA by reporting inaccurate | 1 |
| as well as using the XXXX system. Under the laws of the FDCPA | 1 |
| including : The amount of the debt The name of the original creditor A copy of any contract or documentation bearing my signature Proof that I authorized the transaction The date the alleged debt was incurred Further | 1 |
| and financial information are on the dark web due to major breaches ( TransUnion | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About inquiries
inquiries has accumulated 27 consumer complaints in the CFPB public database, with filings active across 20 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2. D, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, inquiries reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "1681b", and the single most common underlying issue is "1681i".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating inquiries: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does inquiries have?
inquiries has received 27 consumer complaints filed with the Consumer Financial Protection Bureau.
Does inquiries respond to complaints on time?
inquiries has a 0% timely response rate to CFPB complaints.
What is the most common complaint about inquiries?
The most common issue reported against inquiries is "1681i" in the "1681b" product category.
Read our methodology — how this data is sourced, computed, and verified.
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