Total complaints
16
Filed since ACCO
16 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
16 consumer complaints filed with the CFPB
This profile shows inconsistent's complaint history from CFPB public records. 16 consumers have filed complaints since ACCO. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
16
Filed since ACCO
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How inconsistent's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I am requesting the Method of Verification ( MOV ) your bureau used to validate and continue reporting this account. Specifically | 3 |
| incorrect date of first delinquency | 3 |
| unless every piece of missing data is filled in and every inconsistency and every error is accurately fixed OR the account is deleted entirely | 3 |
| there was no fraud. The issue arose when business funds were sent with the correct account number but an incorrect business name. Despite this being an administrative error by the sender | 1 |
| the credit bureau must ensure maximum possible accuracy | 1 |
| Date Last Active : reported as XX/XX/XXXX for XXXX XX/XX/XXXX for Trans Union | 1 |
| legally forceful dispute letter using : The strongest applicable laws : FCRA 602 Consumer Protection & Accuracy Requirement FCRA 607 ( b ) Maximum Possible Accuracy Rule FCRA 611 Right to Reinvestigation & Method of Verification FCRA 609 ( a ) ( 1 ) Right to Source Documentation FCRA 623 ( a ) ( 1 ) ( A ) Furnishers Can not Report Known Inaccuracies XXXX XXXX XXXX / XXXX XXXX XXXX NO personal information included fully clean template ) Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Re : Formal Dispute Request for Permanent Deletion XXXX XXXX XXXX / XXXX Collection Account FCRA 602 | 1 |
| reported Not Reporting for XXXX XXXX for XXXX XXXX | 1 |
| Bank of America issued a boiler-plate CFPB response XXXX XX/XX/year> a full XXXX days before my letter was even mailed and subsequently sent levant account statements. This evasive conduct demonstrates bad faith and deliberate avoidar a clear | 1 |
| reported as for Experian | 1 |
| State | Complaints |
|---|---|
| and unverifiable I am demanding immediate deletion of this tradeline from my credit file under FCRA 611 . | 3 |
| and unverifiable Info. How can you honestly say that you verified as it is accurate? This was NOT verified! I am requesting this investigation under the authorization of the Fair Credit Reporting Act Section 623. ( a ) ( 8 ) ability of consumers to dispute information directly with the furnisher. | 3 |
| incomplete | 3 |
| and inaccurate. I have made detailed written disputes to XXXX and requested that they correct these errors | 2 |
| and unhelpful email responses. | 1 |
| or obsolete account immediately. The FCRA 602 ( a ) ( 8 ) protects consumers from unfair reporting practices that cause undue harm. This entry has damaged my credit profile and caused financial distress. I demand full reinvestigation and deletion of this charge-off within the lawful XXXX period. If you can not provide clear documentation verifying the origin | 1 |
| and inaccurate. I have made detailed written disputes to XXXXExperianXXXXXXXX and requested that they correct these errors | 1 |
| and inaccurate information | 1 |
| and in direct violation of its regulatory duties under the Fair Credit Reporting Act and related consumer-protection laws. | 1 |
| Issue | Complaints |
|---|---|
| address | 3 |
| inconsistent payment status | 3 |
| and | 3 |
| I have not received the check | 1 |
| you must reinvestigate and verify all data furnished by creditors. A charge-off can not legally exist with a XXXX balance unless proven by verified payment records | 1 |
| each or all in aberrancy from the requisite standard ( s ) and or is not proven much less certifiably compliant to its principal mandates as its relevant and consequential for compliant reporting acquiescence. This field | 1 |
| 609 ( a ) | 1 |
| each or all in deviation from the requisite standard ( s ) and or is not proven much less certifiably compliant to its magisterial mandates as its prerequisite for compliant conformity in reporting. This field | 1 |
| Bank of America emailed me a notice confirming the denial of a third-party reimbursement in the amount of {$25.00} related to the XX/XX/XXXX rent transaction. Yet | 1 |
| each or all in aberrancy from the requisite standard ( XXXX ) and or is not proven much less certifiably compliant to its principal mandates as its relevant and consequential for compliant reporting acquiescence. This field | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
inconsistent has accumulated 16 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 16 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ACCO, and the most recent logged activity is and allege, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, inconsistent reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I am requesting the Method of Verification ( MOV ) your bureau used to validate and continue reporting this account. Specifically", and the single most common underlying issue is "address".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating inconsistent: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
inconsistent has received 16 consumer complaints filed with the Consumer Financial Protection Bureau.
inconsistent has a 0% timely response rate to CFPB complaints.
The most common issue reported against inconsistent is "address" in the "I am requesting the Method of Verification ( MOV ) your bureau used to validate and continue reporting this account. Specifically" product category.
Read our methodology — how this data is sourced, computed, and verified.