Total complaints
1
Filed since 3. F
2026 data Public-data reference. official source
including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code's complaint history from CFPB public records. 1 consumers have filed complaints since 3. F. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
3. F
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code complaint mix by product
- failure to 1 100.0% – 0% relief
How including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| failure to notify consumers when adverse information has been added or when an adverse decision has been made based on their credit report is a violation. Under Sections 1785.11.8 | 1 |
Top States
| State | Complaints |
|---|---|
| including any credit score used | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and 1785.19.5 | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code
including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 3. F, and the most recent logged activity is 3. Failure, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "failure to notify consumers when adverse information has been added or when an adverse decision has been made based on their credit report is a violation. Under Sections 1785.11.8", and the single most common underlying issue is "and 1785.19.5".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code have?
including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code respond to complaints on time?
including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code has a 0% timely response rate to CFPB complaints.
What is the most common complaint about including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code?
The most common issue reported against including the obligation of the agency to provide a decoded written version of the file or a written copy of the file with an explanation of any code is "and 1785.19.5" in the "failure to notify consumers when adverse information has been added or when an adverse decision has been made based on their credit report is a violation. Under Sections 1785.11.8" product category.
Read our methodology — how this data is sourced, computed, and verified.
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