Total complaints
21
Filed since Expe
21 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
21 consumer complaints filed with the CFPB
This profile shows including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher's complaint history from CFPB public records. 21 consumers have filed complaints since Expe. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
21
Filed since Expe
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| unless every piece of missing data is filled in and every inconsistency and every error is accurately fixed or each one of the disputed accounts is deleted entirely | 13 |
| your company 's assertion that this charge-off has been addressed through a bankruptcy discharge remains unsubstantiated. According to the Fair Credit Reporting Act ( FCRA ) | 3 |
| IL XXXX Cc : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| unless every piece of missing data is filled in and every inconsistency and every error is accurately fixed or each XXXX of the disputed accounts is deleted entirely | 1 |
| Title 15 U.S.C. 1681i requires you to reinvestigate each disputed item and to complete the reinvestigation or delete the disputed item within one month. If your bureau continues to fail to live up to its obligations under the law | 1 |
| This Is my Third written request for Method of Verification. You company has failed to provide me with this information and continue to violate my consumer and civil rights. I have been maintaining accurate logs of my letters and will file a complaint with the CFPB. These Unverified accounts continue to hinder my ability to obtain credit. Please provide me with the information below : I demand the following Unverified Accounts be provided Physical Verification or Deleted Immediately. Please Provide Method Of Verification. The unverified items listed below remain on my credit report in violation of Federal Law. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this information is mine and is correct. In the results of your first investigation | 1 |
| I received my dispute results from Experian ( based on my initial XX/XX/XXXX inquiry ) claiming that the company reporting the information has certified to Experian that the information is accurate. This item was not changed as a result of our processing of your dispute. I sent Experian a letter via XXXX Certified Mail on XX/XX/XXXX ( tracking # XXXX ) asking them yet again who the furnisher of this alleged bankruptcy on my report is. On XX/XX/XXXX | 1 |
| State | Complaints |
|---|---|
| if reasonably available .... | 3 |
| if reasonably available. '' Enclosures : ID. | 2 |
| if reasonably available ; I am CLEARLY requesting the Method of Verification used to contact this / these furnisher / furnishers and the specific name and number ( please include extension if applicable ) of the person contacted ( An employee looking at their computer screen and matching a name listed in their database is NOT verification or validation of any alleged debt ) ( Previous request not honored ). And as the following item / items can not be verified | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from Experian Credit Report XXXX : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33614,,Consent provided,Web,2024-10-24,Closed with explanation,Yes,N/A,10572413 | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report XXXX : XXXX XXXX XXXX XXXX,,Upstart Holdings | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report Att : XXXX XXXX XXXX XXXX,,ACIMA CREDIT | 1 |
| if reasonably available. '' The following accounts are inaccurate and do not belong to me : XXXX/XXXX Account # : XXXX XXXX XXXX XXXX- Account # XXXX & Account # XXXX XXXX- Account # : XXXX XXXX XXXX- Account XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,XXXXX,,Consent provided,Web,2018-02-02,Closed with non-monetary relief,Yes,N/A,2795347 | 1 |
| if reasonably available You have NOT provided me a copy of ANY original documentation required under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. The law is very clear as to the Civil liability and the remedy available to me for negligent noncompliance ( Section 617 ) if you fail to comply. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I have been keeping detailed records of each letter with certified US Mail tracking in case needed to pursue further legal action. I demand the following accounts be verified or removed immediately. 1. 15 U.S. CODE 1692E 10 - FALSE OR MISLEADING REPRESENTATIONS XXXX XXXX Account Number : XXXX Please update- All New Reporting Information to- paid as agreed and current 2. there is some inaccurate information reporting XXXX XXXX Account Number : XXXX Delete this account. | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from Experian Credit Report Att : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33614,,Consent provided,Web,2024-10-25,Closed with explanation,Yes,N/A,10571039 | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,FL,33615,,Consent provided,Web,2024-11-06,Closed with explanation,Yes,N/A,10700392 | 1 |
| if reasonably available. | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from Experian Credit Report Att : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33614,,Consent provided,Web,2024-10-25,Closed with explanation,Yes,N/A,10571033 | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from Experian Credit Report XXXX : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33614,,Consent provided,Web,2024-10-25,Closed with explanation,Yes,N/A,10570856 | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report XXXX : XXXX XXXX XXXX XXXX,,Exeter Finance | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report XXXX : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report XXXX : XXXX XXXX XXXX XXXX,,FORD MOTOR CREDIT CO.,FL,33614,,Consent provided,Web,2024-10-24,Closed with explanation,Yes,N/A,10572308 | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from XXXX Credit Report Att : XXXX XXXX XXXX XXXX,,Mid-Atlantic Finance Co. | 1 |
| if reasonably available. '' Enclosures : ID Proof of Address Pages from Experian Credit Report XXXX : XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33615,,Consent provided,Web,2024-11-06,Closed with explanation,Yes,N/A,10687299 | 1 |
| Issue | Complaints |
|---|---|
| and | 14 |
| paragraph ( 6 ) ( B ) ( iii ) | 3 |
| PA XXXX XX/XX/XXXX RE : FILE # XXXX To TransUnion Escalation Department : I have contacted the following company / companies reporting to my credit file and according to them | 1 |
| I note that Title 15 U.S.C. 1681n & 1681o provide for the recovery of punitive damages and/or attorney 's fees under appropriate circumstances. I urge you to complete your investigation within the time allotted to you by law. In the event that you are able to verify this item | 1 |
| including the business name | 1 |
| it said the company reporting the information has certified to Experian that the information is accurate. This item was not changed as a result of our processing of your dispute. Experian is failing to inform me WHO the furnisher of this alleged bankruptcy is on my file | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher has accumulated 21 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 21 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Expe, and the most recent logged activity is o Whom It , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "unless every piece of missing data is filled in and every inconsistency and every error is accurately fixed or each one of the disputed accounts is deleted entirely", and the single most common underlying issue is "and".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher has received 21 consumer complaints filed with the Consumer Financial Protection Bureau.
including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher has a 0% timely response rate to CFPB complaints.
The most common issue reported against including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher is "and" in the "unless every piece of missing data is filled in and every inconsistency and every error is accurately fixed or each one of the disputed accounts is deleted entirely" product category.
Read our methodology — how this data is sourced, computed, and verified.