Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
including PORTFOLIO RECOVERY ASSOCIATES
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows including PORTFOLIO RECOVERY ASSOCIATES's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
including PORTFOLIO RECOVERY ASSOCIATES complaint mix by product
- XXXX XXXX 1 100.0% – 0% relief
How including PORTFOLIO RECOVERY ASSOCIATES's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| LLC. How did you obtain any of my information? All consumer transactions are private. I demand you to provide the original contract between XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| LLC. You did not/ can not provide a written contract or evidence of indebtedness with my signature. You did not/ can not provide a poof of authority to show you have any standing in law to attempt to collect anything from me. In your written communication | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About including PORTFOLIO RECOVERY ASSOCIATES
including PORTFOLIO RECOVERY ASSOCIATES has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including PORTFOLIO RECOVERY ASSOCIATES reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX", and the single most common underlying issue is "LLC. You did not/ can not provide a written contract or evidence of indebtedness with my signature. You did not/ can not provide a poof of authority to show you have any standing in law to attempt to collect anything from me. In your written communication".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including PORTFOLIO RECOVERY ASSOCIATES: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does including PORTFOLIO RECOVERY ASSOCIATES have?
including PORTFOLIO RECOVERY ASSOCIATES has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does including PORTFOLIO RECOVERY ASSOCIATES respond to complaints on time?
including PORTFOLIO RECOVERY ASSOCIATES has a 0% timely response rate to CFPB complaints.
What is the most common complaint about including PORTFOLIO RECOVERY ASSOCIATES?
The most common issue reported against including PORTFOLIO RECOVERY ASSOCIATES is "LLC. You did not/ can not provide a written contract or evidence of indebtedness with my signature. You did not/ can not provide a poof of authority to show you have any standing in law to attempt to collect anything from me. In your written communication" in the "XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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