including notarized Bills of Sale ; Proof of claim in the form of a sworn affidavit under penalty of perjury by a competent fact witness with firsthand knowledge of the alleged debt ; A copy of your companys collection license for the state of XXXX ; A completed and signed IRS Form XXXX XXXX XXXX XXXX XXXX for tax reporting purposes ; Certified accounting showing the origination of the alleged debt

What the CFPB Record Shows About including notarized Bills of Sale ; Proof of claim in the form of a sworn affidavit under penalty of perjury by a competent fact witness with firsthand knowledge of the alleged debt ; A copy of your companys collection license for the state of XXXX ; A completed and signed IRS Form XXXX XXXX XXXX XXXX XXXX for tax reporting purposes ; Certified accounting showing the origination of the alleged debt

including notarized Bills of Sale ; Proof of claim in the form of a sworn affidavit under penalty of perjury by a competent fact witness with firsthand knowledge of the alleged debt ; A copy of your companys collection license for the state of XXXX ; A completed and signed IRS Form XXXX XXXX XXXX XXXX XXXX for tax reporting purposes ; Certified accounting showing the origination of the alleged debt has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This corre, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, including notarized Bills of Sale ; Proof of claim in the form of a sworn affidavit under penalty of perjury by a competent fact witness with firsthand knowledge of the alleged debt ; A copy of your companys collection license for the state of XXXX ; A completed and signed IRS Form XXXX XXXX XXXX XXXX XXXX for tax reporting purposes ; Certified accounting showing the origination of the alleged debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "with Resurgent Capital Services acting as the servicer or agent : Account XXXX XXXXXXXX : XXXX XXXX XXXX XXXX XXXX XXXX {$460.00} Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$460.00} Account XXXX XXXX XXXX XXXXXXXX {$480.00} I hereby demand the following documentation for each of the above-referenced alleged accounts as required by 15 U.S.C. 1692g", and the single most common underlying issue is "1692f".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including notarized Bills of Sale ; Proof of claim in the form of a sworn affidavit under penalty of perjury by a competent fact witness with firsthand knowledge of the alleged debt ; A copy of your companys collection license for the state of XXXX ; A completed and signed IRS Form XXXX XXXX XXXX XXXX XXXX for tax reporting purposes ; Certified accounting showing the origination of the alleged debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.