Total complaints
1
Filed since In t
2026 data Public-data reference. official source
including incurring insufficient funds penalty payment
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows including incurring insufficient funds penalty payment's complaint history from CFPB public records. 1 consumers have filed complaints since In t. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In t
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
including incurring insufficient funds penalty payment complaint mix by product
- certain required 1 100.0% – 0% relief
How including incurring insufficient funds penalty payment's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| certain required and prescheduled payments of mine to third parties | 1 |
Top States
| State | Complaints |
|---|---|
| and potentially impairing XXXX 's credit rating. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| were declined for insufficient funds due to CapitalOnes gross negligence | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About including incurring insufficient funds penalty payment
including incurring insufficient funds penalty payment has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In t, and the most recent logged activity is In the mea, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including incurring insufficient funds penalty payment reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "certain required and prescheduled payments of mine to third parties", and the single most common underlying issue is "were declined for insufficient funds due to CapitalOnes gross negligence".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including incurring insufficient funds penalty payment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does including incurring insufficient funds penalty payment have?
including incurring insufficient funds penalty payment has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does including incurring insufficient funds penalty payment respond to complaints on time?
including incurring insufficient funds penalty payment has a 0% timely response rate to CFPB complaints.
What is the most common complaint about including incurring insufficient funds penalty payment?
The most common issue reported against including incurring insufficient funds penalty payment is "were declined for insufficient funds due to CapitalOnes gross negligence" in the "certain required and prescheduled payments of mine to third parties" product category.
Read our methodology — how this data is sourced, computed, and verified.
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