including : FCRA 605B ( a ) Requires deletion of identity theft-related information within four business days FCRA 623 ( a ) ( 1 ) ( A ) Prohibits reporting information that is inaccurate or unverifiable FCRA 623 ( b ) ( 1 ) Requires a reasonable investigation and deletion or correction of disputed information within 30 days Additionally

What the CFPB Record Shows About including : FCRA 605B ( a ) Requires deletion of identity theft-related information within four business days FCRA 623 ( a ) ( 1 ) ( A ) Prohibits reporting information that is inaccurate or unverifiable FCRA 623 ( b ) ( 1 ) Requires a reasonable investigation and deletion or correction of disputed information within 30 days Additionally

including : FCRA 605B ( a ) Requires deletion of identity theft-related information within four business days FCRA 623 ( a ) ( 1 ) ( A ) Prohibits reporting information that is inaccurate or unverifiable FCRA 623 ( b ) ( 1 ) Requires a reasonable investigation and deletion or correction of disputed information within 30 days Additionally has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to To r, and the most recent logged activity is To resolve, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, including : FCRA 605B ( a ) Requires deletion of identity theft-related information within four business days FCRA 623 ( a ) ( 1 ) ( A ) Prohibits reporting information that is inaccurate or unverifiable FCRA 623 ( b ) ( 1 ) Requires a reasonable investigation and deletion or correction of disputed information within 30 days Additionally reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I submitted formal disputes to both the credit bureaus and WORLD FINANCE CORPORATION directly. My dispute packet included an FTC Identity Theft Report", and the single most common underlying issue is "and proof of my current address. These documents fulfill all requirements under the Fair Credit Reporting Act ( FCRA 605B ). However".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including : FCRA 605B ( a ) Requires deletion of identity theft-related information within four business days FCRA 623 ( a ) ( 1 ) ( A ) Prohibits reporting information that is inaccurate or unverifiable FCRA 623 ( b ) ( 1 ) Requires a reasonable investigation and deletion or correction of disputed information within 30 days Additionally: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.