2026 data Public-data reference. official source

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally complaint mix by product

Total complaints: 1

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX: 1 complaints (100.0%), resolution 0.0% XXXX 100.0%
  • XXXX 1 100.0% 0% relief

How including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX 1

Top States

State Complaints
I believe there are specific Metro 2 Format violations regarding : 1. Field integrity in the Base and J1/J2 Segments as documented in the CRRG 2. Improper standardization of address formats 3. Improper use of the Payment History Profile ( Payment Rating codes ) 4. Inaccurate data in the Address Indicator and Telephone fields IDENTITY THEFT BLOCK REQUEST I believe some of the inaccurate information in my file results from identity theft. Pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) 1

Top Issues

Issue Complaints
LA XXXX XXXX XXXX XXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. Inco, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "LA XXXX XXXX XXXX XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally have?

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally respond to complaints on time?

including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally has a 0% timely response rate to CFPB complaints.

What is the most common complaint about including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally?

The most common issue reported against including but not limited to : 1. Section 623 ( a ) ( 1 ) ( B ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) ) - duty to correct and update information 2. Section 623 ( a ) ( 2 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 2 ) ) - duty to provide notice of dispute 3. Section 623 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681s-2 ( a ) ( 5 ) ) - duty to provide notice of furnishing negative information Additionally is "LA XXXX XXXX XXXX XXXX XXXX XXXX" in the "XXXX" product category.

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