Total complaints
3
Filed since XXXX
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed.'s complaint history from CFPB public records. 3 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
3
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Experian and the other CRAs continue to update the tradeline monthly with Charge-Off status entries well into 2025. This creates a false impression of current delinquency and violates FCRA 1681e ( b ) | 3 |
| Issue | Complaints |
|---|---|
| and 1681i ( a ) ( 7 ) | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed. has accumulated 3 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX / XXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Experian and the other CRAs continue to update the tradeline monthly with Charge-Off status entries well into 2025. This creates a false impression of current delinquency and violates FCRA 1681e ( b )", and the single most common underlying issue is "and 1681i ( a ) ( 7 )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed. has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed. has a 0% timely response rate to CFPB complaints.
The most common issue reported against including a {$3.00} XXXX penalty for inaccurate and deceptive reporting. This account should be permanently deleted and suppressed. is "and 1681i ( a ) ( 7 )" in the "Experian and the other CRAs continue to update the tradeline monthly with Charge-Off status entries well into 2025. This creates a false impression of current delinquency and violates FCRA 1681e ( b )" product category.
Read our methodology — how this data is sourced, computed, and verified.