Total complaints
1
Filed since Down
2026 data Public-data reference. official source
including a 1 Late Payment notation
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows including a 1 Late Payment notation's complaint history from CFPB public records. 1 consumers have filed complaints since Down. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Down
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
including a 1 Late Payment notation complaint mix by product
- Thank you 1 100.0% – 0% relief
How including a 1 Late Payment notation's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Thank you for your response regarding my Affirm loan with XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| a current balance of {$250.00} | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I must respectfully disagree with your assessment. Your statement that no negative information has been reported appears to be incorrect based on the evidence I have provided and the situation I previously outlined in my mailed letter. In my letter | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About including a 1 Late Payment notation
including a 1 Late Payment notation has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Down, and the most recent logged activity is Download A, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, including a 1 Late Payment notation reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Thank you for your response regarding my Affirm loan with XXXX", and the single most common underlying issue is "I must respectfully disagree with your assessment. Your statement that no negative information has been reported appears to be incorrect based on the evidence I have provided and the situation I previously outlined in my mailed letter. In my letter".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including a 1 Late Payment notation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does including a 1 Late Payment notation have?
including a 1 Late Payment notation has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does including a 1 Late Payment notation respond to complaints on time?
including a 1 Late Payment notation has a 0% timely response rate to CFPB complaints.
What is the most common complaint about including a 1 Late Payment notation?
The most common issue reported against including a 1 Late Payment notation is "I must respectfully disagree with your assessment. Your statement that no negative information has been reported appears to be incorrect based on the evidence I have provided and the situation I previously outlined in my mailed letter. In my letter" in the "Thank you for your response regarding my Affirm loan with XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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