2026 data Public-data reference. official source

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 complaint mix by product

Total complaints: 1

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Don't miss: 1 complaints (100.0%), resolution 0.0% Don't miss 100.0%
  • Don't miss 1 100.0% 0% relief

How Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Don't miss out! Earn XXXX bonus points redeemable for a {$200.00} statement credit when you spend {$1000.00} on your Bread Rewards American Express credit card in the first 90 days! '' ( see entire email in my first attachment ) XXXX. I met the {$1000.00} spending requirement in well under the required 90 days 1

Top Issues

Issue Complaints
earn XXXX bonus points after spending {$1000.00} within 90 days of an account being opened 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. On X, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Don't miss out! Earn XXXX bonus points redeemable for a {$200.00} statement credit when you spend {$1000.00} on your Bread Rewards American Express credit card in the first 90 days! '' ( see entire email in my first attachment ) XXXX. I met the {$1000.00} spending requirement in well under the required 90 days", and the single most common underlying issue is "earn XXXX bonus points after spending {$1000.00} within 90 days of an account being opened".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 have?

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 respond to complaints on time?

Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487?

The most common issue reported against Inc.,KY,XXXXX,Servicemember,Consent provided,Web,2024-12-13,Closed with monetary relief,Yes,N/A,11142487 is "earn XXXX bonus points after spending {$1000.00} within 90 days of an account being opened" in the "Don't miss out! Earn XXXX bonus points redeemable for a {$200.00} statement credit when you spend {$1000.00} on your Bread Rewards American Express credit card in the first 90 days! '' ( see entire email in my first attachment ) XXXX. I met the {$1000.00} spending requirement in well under the required 90 days" product category.

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