INC.,CA,92555,,Consent provided,Web,2025-07-24,Closed with non-monetary relief,Yes,N/A,14830432

What the CFPB Record Shows About INC.,CA,92555,,Consent provided,Web,2025-07-24,Closed with non-monetary relief,Yes,N/A,14830432

INC.,CA,92555,,Consent provided,Web,2025-07-24,Closed with non-monetary relief,Yes,N/A,14830432 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, INC.,CA,92555,,Consent provided,Web,2025-07-24,Closed with non-monetary relief,Yes,N/A,14830432 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "with no missed payments. I never received any notice of delinquency and have email confirmations of my on-time payments. This error is likely due to reporting lag or system glitch and must be addressed to avoid future denials XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Balance Owed : {$0.00} Late Payment * * Law/Issue : FCRA XXXX ( b ) demands accurate reporting and consumer protection Instruction : Remove the inaccurate late payment or provide evidence of its validity Story : This account was part of a self-credit builder program that I paid according to schedule. Any missed payment listed here is false. This mistake misrepresents my financial discipline and jeopardizes opportunities to secure favorable credit terms XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Balance Owed : {$31000.00} Late Payment * * Law/Issue : FCRA XXXX ( a ) ( XXXX ) ( A ) prohibits reporting information known to be inaccurate Instruction : Remove this late payment from the report and update the account accurately Story : I was on an approved deferment program at the time of the supposed missed payment and confirmed with the lender that no delinquency occurred. This negative mark is unjust", and the single most common underlying issue is "and potentially discriminatory in credit modeling systems XXXX XXXX XXXXXX/XX/XXXX Inquiry Law/Issue : FCRA XXXX ( a ) ( XXXX ) requires a permissible purpose for credit inquiries Instruction : Remove this unauthorized inquiry from my credit file Story : I did not apply for credit or authorize XXXX XXXX to pull my credit on this date. This inquiry has decreased my score and XXXX be linked to a fraudulent or incorrect application XXXX XXXX XXXX XX/XX/XXXX Inquiry Law/Issue : FCRA XXXX ( a ) protects against unauthorized access to credit reports Instruction : Delete this inquiry unless you have written proof of my consent Story : I had no relationship with this entity and did not approve this inquiry. Repeated unauthorized inquiries hurt my score and imply misuse of my personal information XXXX XXXX XXXX XXXXXX/XX/XXXX Inquiry Law/Issue : FCRA XXXX ( a ) ( XXXX ) mandates written permission for access Instruction : Remove this inquiry unless validation is provided Story : This credit pull is unrelated to any service I requested. I never contacted this company or gave consent".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating INC.,CA,92555,,Consent provided,Web,2025-07-24,Closed with non-monetary relief,Yes,N/A,14830432: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.