INC.,CA,92377,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14691943

What the CFPB Record Shows About INC.,CA,92377,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14691943

INC.,CA,92377,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14691943 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, INC.,CA,92377,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14691943 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and 15 USC 1692g of FDCPA as it is unverifiable and outdated STORY : This XXXX charge-off is being reported with an incorrect balance and lacks supporting documentation from the original creditor I was never provided any written notice verifying this debt nor was I given the opportunity to dispute the claim within the timeframe mandated by law I have no active relationship with XXXX since XXXX and the account details appear to be recycled or reaged which is a violation of FCRA and FDCPA reporting standards I am requesting immediate deletion or verification with complete documentation from the original creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$2600.00} Chargeoff * * LAW ISSUE : This item violates FCRA 15 USC 1681i for failing to respond to previous disputes with a proper reinvestigation and also violates FCRA 15 USC 1681e ( b ) for reporting inaccurate balance and status STORY : This account is falsely listed as a charge-off with a balance that does not match my payment history I have attempted to resolve this directly with the creditor and no verifiable documentation has been provided to support the charge-off reporting I dispute this account and request that the bureau either delete the entry or provide full documentation supporting its accuracy including payment history and the charge-off rationale Pursuant to my rights under FCRA 611 ( a )", and the single most common underlying issue is "validity".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating INC.,CA,92377,,Consent provided,Web,2025-07-16,Closed with explanation,Yes,N/A,14691943: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.