Total complaints
125
Filed since ( XX
2026 data Public-data reference. official source
inaccurate
125 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
125 consumer complaints filed with the CFPB
This profile shows inaccurate's complaint history from CFPB public records. 125 consumers have filed complaints since ( XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
125
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
56
States Active
( XX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
inaccurate complaint mix by product
- XXXX 10 30.3% – 0% relief
- XXXX XXXX 8 24.2% – 0% relief
- inaccurate or 3 9.1% – 0% relief
- XXXX XXXX 3 9.1% – 0% relief
- 607 ( 3 9.1% – 0% relief
- I am 3 9.1% – 0% relief
- the credit 3 9.1% – 0% relief
How inaccurate's 125 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX | 10 |
| XXXX XXXX XXXX : XX/XX/XXXX XXXX : XXXX Email : XXXX Date : XX/XX/XXXX Via Certified Mail and Email To : XXXX XXXX | 8 |
| inaccurate or otherwise outdated. I did not receive summaries of the disputed items that were removed | 3 |
| XXXX XXXX | 3 |
| 607 ( b ) | 3 |
| I am requesting : The original signed contract Billing statements Treatment records All documentation used for verification If the furnisher can not produce valid documentation containing my signature | 3 |
| the credit bureaus are in violation of their duties under the Fair Credit Reporting Act by failing to maintain maximum possible accuracy | 3 |
| which is currently reported as new late open with a balance of {$45000.00} and the last activity recorded as XX/XX/XXXX. This account was opened on XX/XX/XXXX | 3 |
| I am asserting my rights under federal law to dispute and request full documentation for each negative item reported. This includes | 3 |
| XXXX XXXX XXXX : XX/XX/XXXX XXXX : XXXX Email : XXXX Date : XX/XX/XXXX Via Certified Mail and Email To : Attn Supervisor | 3 |
| I noticed that this repossession is either inaccurate or no longer relevant | 3 |
| 1681s-2 | 3 |
| inquiry | 3 |
| MS XXXX XXXX : XX/XX/XXXX XXXX : XXXX Email : XXXX VIA CERTIFIED MAIL RETURN RECEIPT REQUESTED & EMAIL To : Attn : Supervisor | 3 |
| charge-offs | 3 |
| the collector either : XXXX o Failed to provide full chain of assignment or legal ownership | 2 |
| Account Credit Limit : reported as Not Reporting for XXXX | 2 |
| Portfolio Type ( Account Type-Detail ) : reported as Not Reporting for XXXX | 2 |
| ECOA Code : reported as Derogatory for XXXX | 2 |
| 15 U.S.C. 1681 | 2 |
| 611 | 2 |
| but no validation has been provided. I have not received proof of contract | 2 |
| including but not limited to : 15 U.S.C. 1681s-2 ( b ) ( FCRA ) Your obligation | 2 |
| TransUnion | 2 |
| XXXX XXXX Employee ID XXXX. He proceeded to ask me security questions. I reported to him everything that was possible to be on my report | 2 |
| validate | 2 |
| submitted all required and additional legal documents | 2 |
| completeness | 1 |
| this account is still reporting Charge-Off '' status and delinquency marks ( CO | 1 |
| GA XXXX XXXX ( XXXX ) XXXX XX/XX/XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX | 1 |
| and payment history is reported post-chargeoff | 1 |
| Account 's Closed Date : Experian | 1 |
| Date of Last Payment : XXXX | 1 |
| I am deeply concerned about unauthorized or erroneous inquiries listed on my Transunion report. Under the Fair Credit Reporting Act ( FCRA ) | 1 |
| fees | 1 |
| employment | 1 |
| inaccurate | 1 |
| you have single handedly assassinated my credit worthiness | 1 |
| Portfolio Type ( Account Type-Detail ) : reported as Not Reporting for Experian | 1 |
| ECOA Code : reported as Derogatory for Experian | 1 |
| XXXX XXXX has been reinserted onto my Experian credit profile without notification as required by law 5 business days prior to reinsertion. In addition | 1 |
| which is misleading and harmful. Under FCRA 607 ( b ) | 1 |
| BofA reports the following Paid as agreed '' or Paid in Settlement '' or from the comment or remark sections | 1 |
| OH XXXX XXXX XXXX XXXX | 1 |
| I am deeply concerned about unauthorized or erroneous inquiries listed on my Equifax report. Under the Fair Credit Reporting Act ( FCRA ) | 1 |
| Date Last Active : reported as XX/XX/XXXX for Experian | 1 |
| Citi cited the following reason for denial : A delinquent credit obligation ( s ) | 1 |
| XXXX XXXX NC XXXX & XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX Based on the CFPBs recent lawsuit against XXXX for sham investigations of consumer disputes and improper reinsertion of deleted information | 1 |
| Account Credit Limit : reported as Not Reporting for Experian | 1 |
| the information has not yet been verified to meet compliance reporting standards | 1 |
| I have never resided there | 1 |
| GA [ XXXX ] Last 4 SSN : XXXX | XXXX : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX | 1 |
| incomplete | 1 |
| Data Reporter Telephone Number Reporting for XXXX | 1 |
| Account Type : XXXX | 1 |
| Creditor Type : reported as All Banks for XXXX | 1 |
| GA [ XXXX ] Last XXXX SSN : XXXX | XXXX : XX/XX/XXXX XXXX 's Fraud Victim Assistance Department XXXX XXXX XXXX XXXX | 1 |
| XX/XX/XXXX | 1 |
| including multiple 30- | 1 |
| Account Status : reported as Closed for XXXX | 1 |
| the balance is {$0.00} for XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) | 1 |
| {$1900.00} | 1 |
| XXXX Reverses the most recent unauthorized {$88.00} withdrawal | 1 |
| TN XXXX Your most up-to date personal information should be accurate | 1 |
| TX XXXX Subject : Metro 2 Compliance and FCRA Dispute Request for Reinvestigation and Permanent Deletion of Non-Compliant Accounts This is a formal consumer dispute under the Fair Credit Reporting Act ( FCRA 15 U.S.C. 602 ( a ) | 1 |
| I am deeply concerned about unauthorized or erroneous inquiries listed on my Experian report. Under the Fair Credit Reporting Act ( FCRA ) | 1 |
| GA [ XXXX ] Last XXXX SSN : XXXX | XXXX : XX/XX/XXXX TransUnion 's Fraud Victim Assistance Department XXXX XXXX XXXX XXXX | 1 |
| 15 U.S.C. 1681i | 1 |
| inquiries | 1 |
| XXXX ( b ) | 1 |
| Scheduled Monthly Payment Amount : reported as Not Reporting for Experian | 1 |
Top States
| State | Complaints |
|---|---|
| inconsistent | 17 |
| incomplete | 8 |
| and fraudulent account information being reported under my name. This correspondence shall serve as a formal Demand to Cease and Desist and a Request for Immediate Deletion of all erroneous account data in violation of my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) | 6 |
| or unverifiable. | 5 |
| or straight up fraudulently reported by the agency of collection itself. It is my intention to seek retribution for any and all trouble these continued issues have and will cause me in the near future during my homebuying experience. | 3 |
| and unlawful. These records enslave me contrary to scripture ( Prov. 22:7 ) and violate my rights under the Fair Credit Reporting Act ( FCRA ). 3. Under 15 U.S.C. 1681i | 3 |
| or mixed-file data Provide written results of the reinvestigation Provide copies of ALL documentation used to verify disputed items ( per FCRA 609 ( a ) ) If any furnisher can not provide legally valid documentation including signed contracts | 3 |
| or unauthorized information listed above | 3 |
| or unverifiable information | 3 |
| unverifiable | 3 |
| and fraudulent account information currently reported under my name. This letter serves as a formal Demand to Cease and Desist and a Request for Immediate Deletion of all erroneous account data in violation of my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) | 3 |
| and false information consists of a personal credit card account openedcredit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 3 |
| or unverifiable. Failure to comply constitutes willful noncompliance under FCRA 616 and 617. | 3 |
| or improperly verified | 3 |
| and fraudulent account information currently reported under my name. This letter serves as a formal Demand to Cease and Desist and a Request for Immediate Deletion of all erroneous account data | 3 |
| and unverifiable information reported under my Social Security Number ( SSN ). This letter also serves as a final demand for validation | 3 |
| and false information consists of a personal car loan account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number ( XXXX ) | 3 |
| or unverifiable. The lack of legal documentation makes this debt unfit for consumer reporting. Continued publication of this collection is harming my creditworthiness and violates my rights. | 2 |
| and fraudulent account information being reported under my name. This correspondence shall serve as a formal Demand to Cease and Desist and a Request for Immediate Deletion of all erroneous account data in violation of my rights under the Fair Credit Reporting Act ( XXXX XXXX. XXXX et seq. ) | 2 |
| or unverifiable information. | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| GA XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX | 14 |
| and as Not Reporting for XXXX and as such is one | 6 |
| XXXX | 5 |
| the XXXX | 4 |
| as Experian stated | 3 |
| XXXX XXXX | 3 |
| 607 ( b ) | 3 |
| and by neglecting to properly reinvestigate legitimate consumer disputes. As a confirmed Equifax Data Breach victim | 3 |
| keeping the account in good standing. The new late open classification is inaccurate and gives a misleading account of my financial responsibility. I take my obligations seriously and have never defaulted on any scheduled payment. Misreporting this account has caused unnecessary stress and concern regarding my credit profile | 3 |
| credit inquiries should only appear on my credit report if I have explicitly authorized them or initiated a transaction requiring such inquiries. The presence of these inquiries not only misrepresents my credit history but also adversely impacts my credit score | 3 |
| the following : Full audit trail of each alleged debt Name and contact information of the original creditor Method of verification Proof of permissible purpose to report Legally sufficient documentation signed by me | 3 |
| the account was settled | 3 |
| and the FDCPA 809 | 3 |
| or piece of personal data should appear on my report without full legal compliance | 3 |
| Validation | 3 |
| on-time payment history remain intact : XXXX XXXX Account # XXXX XXXX XXXX Late payments : XX/XX/XXXX ( TransUnion & Equifax ) | 3 |
| o Could not supply an original signed contract or application showing my agreement to this debt | 2 |
| 611 | 2 |
| and as Not Reporting for XXXX and as such is XXXX | 2 |
| and as Not Reporting for Equifax and as such is one | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About inaccurate
inaccurate has accumulated 125 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 100 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( XX, and the most recent logged activity is ce was cal, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, inaccurate reports a 0% timely-response rate and has closed 0.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "GA XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating inaccurate: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does inaccurate have?
inaccurate has received 125 consumer complaints filed with the Consumer Financial Protection Bureau.
Does inaccurate respond to complaints on time?
inaccurate has a 0% timely response rate to CFPB complaints.
What is the most common complaint about inaccurate?
The most common issue reported against inaccurate is "GA XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX" in the "XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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