Total complaints
7
Filed since ( mm
7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7 consumer complaints filed with the CFPB
This profile shows in whole or in part's complaint history from CFPB public records. 7 consumers have filed complaints since ( mm. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
7
Filed since ( mm
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How in whole or in part's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| in whole or in part | 2 |
| agencies | 2 |
| stating Unfortunately | 1 |
| Approved May 29 | 1 |
| the consumer | 1 |
| State | Complaints |
|---|---|
| by the doctrine of unclean hands ; 9. The original creditor lacks standing to bring debt collection because it has no business relationship with the alleged debtor ; 10. I believe the original creditor violated the Federal Truth In Lending Act ; 11. I believe the original creditor violated the Fair Credit Reporting Act ; 12. I believe the original creditor violated the Fair Debt Collection Practices Act ; 13. The original creditor is not the real party in interest ; 14. The alleged debtor did not receive a copy of the alleged credit/loan agreement from the original creditor | 2 |
| with any civil investigative demand duly and properly made under the Antitrust Civil Process Act | 2 |
| on information obtained in a report from the following consumer reporting agency : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX | 1 |
| in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties | 1 |
| if either ( 1 ) the charge-off results from a specific order from a regulatory authority or ( 2 ) the charge-off corresponds to the bank 's classification of the debt as a loss asset ''. Additional information will be provided by I | 1 |
| Issue | Complaints |
|---|---|
| in whole or in part | 2 |
| with intent to avoid | 2 |
| we regret to inform you that you My Best Buy Visa Platinum account will not be renewed beyond the expiration date on your credit card. Our decision was based on a credit scoring system that assigned a numerical value to various items on your existing account and credit report. The result did not meet our requirements due to the following reason ( s ) : Proportion of balances to credit limits on bank/national revolving or other revolving accounts is too high | 1 |
| for monetary fees | 1 |
| a bank ( or financial institution ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
in whole or in part has accumulated 7 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( mm, and the most recent logged activity is The compan, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, in whole or in part reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "in whole or in part", and the single most common underlying issue is "in whole or in part".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in whole or in part: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
in whole or in part has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.
in whole or in part has a 0% timely response rate to CFPB complaints.
The most common issue reported against in whole or in part is "in whole or in part" in the "in whole or in part" product category.
Read our methodology — how this data is sourced, computed, and verified.