Total complaints
8
Filed since I am
2026 data Public-data reference. official source
in violation of the Fair Credit Reporting Act ( FCRA )
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows in violation of the Fair Credit Reporting Act ( FCRA )'s complaint history from CFPB public records. 8 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
I am
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
in violation of the Fair Credit Reporting Act ( FCRA ) complaint mix by product
- I have 3 37.5% – 0% relief
- subject to 3 37.5% – 0% relief
- the following 1 12.5% – 0% relief
- XXXX XXXX 1 12.5% – 0% relief
How in violation of the Fair Credit Reporting Act ( FCRA )'s 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I have become aware of numerous inaccuracies | 3 |
| subject to damages FCRA 1681e ( b ) Failure to ensure accuracy FCRA 1681i ( a ) Failure to reinvestigate disputed information FCRA 1681s-2 ( b ) Failure to correct and update inaccurate account info Desired Resolution : Immediate removal of the following hard inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent deletion of the following incorrect addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Immediate removal of the inaccurate charge-off account from NEW WAVE CARD/WEBBANK A formal investigation report and confirmation in writing Compensation for damages caused by false reporting ( optional if you want to seek monetary relief ) Dear CFPB Officer | 3 |
| the following address ( es ) were successfully removed from my credit file after a previous dispute : XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| Section 623 ( a ) ( 1 ) ( A ) ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) ). This inaccurate reporting has detrimentally affected my creditworthiness | 3 |
| 15 U.S. Code 1681. Despite multiple attempts to resolve these issues | 3 |
| specifically Section 611 ( a ) ( 5 ) ( B ) [ 15 U.S.C. 1681i ( a ) ( 5 ) ( B ) ]. | 1 |
| 15 U.S.C. 1681 et seq. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and unauthorized credit inquiries on my credit report. These discrepancies have arisen from actions taken by various creditors | 3 |
| one of the major credit reporting agencies | 3 |
| FL XXXX XXXX XXXX XXXX | 1 |
| PA XXXX Subject : Formal Dispute of Inaccurate Reporting XXXX XXXX Account To Whom It May Concern | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About in violation of the Fair Credit Reporting Act ( FCRA )
in violation of the Fair Credit Reporting Act ( FCRA ) has accumulated 8 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is Summary of, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, in violation of the Fair Credit Reporting Act ( FCRA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have become aware of numerous inaccuracies", and the single most common underlying issue is "and unauthorized credit inquiries on my credit report. These discrepancies have arisen from actions taken by various creditors".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in violation of the Fair Credit Reporting Act ( FCRA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does in violation of the Fair Credit Reporting Act ( FCRA ) have?
in violation of the Fair Credit Reporting Act ( FCRA ) has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does in violation of the Fair Credit Reporting Act ( FCRA ) respond to complaints on time?
in violation of the Fair Credit Reporting Act ( FCRA ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about in violation of the Fair Credit Reporting Act ( FCRA )?
The most common issue reported against in violation of the Fair Credit Reporting Act ( FCRA ) is "and unauthorized credit inquiries on my credit report. These discrepancies have arisen from actions taken by various creditors" in the "I have become aware of numerous inaccuracies" product category.
Read our methodology — how this data is sourced, computed, and verified.
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