2026 data Public-data reference. official source

in my opinion

4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4 consumer complaints filed with the CFPB

This profile shows in my opinion's complaint history from CFPB public records. 4 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.

4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
Afte
Since

Total complaints

4

Filed since Afte

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

in my opinion complaint mix by product

Total complaints: 4

in my opinion complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). so I: 1 complaints (25.0%), resolution 0.0% so I 25.0% not when: 1 complaints (25.0%), resolution 0.0% not when 25.0% when challenged: 1 complaints (25.0%), resolution 0.0% when challenged 25.0% I find: 1 complaints (25.0%), resolution 0.0% I find 25.0%
  • so I 1 25.0% 0% relief
  • not when 1 25.0% 0% relief
  • when challenged 1 25.0% 0% relief
  • I find 1 25.0% 0% relief

How in my opinion's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
so I only have the results that a TransUnion representative verbally provided to me over the phone 1
not when it is cashed. Again my bank 1
when challenged with the GLS Escalation Department 1
I find it to be vague 1

Top States

State Complaints
unfair to the consumer. Since I could not get TransUnion to provide a copy of the XXXX/XXXX/XXXX dispute resolution 1
that it took XXXX this long to get the check from XXXX XXXX XXXX LoanDepot has repeatedly stated that the only reason they would waive a late fee is when they find themselves to be at fault. Yet 1
is both misleading and confusing. I received no written communication 1
are being used to unfairly penalize me. 1

Top Issues

Issue Complaints
I requested to get another copy of the XXXX/XXXX/XXXX dispute resolution mailed to me and the TransUnion representative 1
confirmed mailing the check on the XXXX of XXXX 1
during a conversation with an Escalation AgeXXXX on the same day 1
and ultimately confusing. Given this 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About in my opinion

in my opinion has accumulated 4 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is XXXX. I wa, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, in my opinion reports a 0% timely-response rate and has closed 25% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "so I only have the results that a TransUnion representative verbally provided to me over the phone", and the single most common underlying issue is "I requested to get another copy of the XXXX/XXXX/XXXX dispute resolution mailed to me and the TransUnion representative".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in my opinion: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does in my opinion have?

in my opinion has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.

Does in my opinion respond to complaints on time?

in my opinion has a 0% timely response rate to CFPB complaints.

What is the most common complaint about in my opinion?

The most common issue reported against in my opinion is "I requested to get another copy of the XXXX/XXXX/XXXX dispute resolution mailed to me and the TransUnion representative" in the "so I only have the results that a TransUnion representative verbally provided to me over the phone" product category.

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