2026 data Public-data reference. official source

in fact exists.

6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6 consumer complaints filed with the CFPB

This profile shows in fact exists.'s complaint history from CFPB public records. 6 consumers have filed complaints since Also. The company has a 0% timely response rate and has provided relief in 0% of cases.

6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
Also
Since

Total complaints

6

Filed since Also

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

in fact exists. complaint mix by product

Total complaints: 6

in fact exists. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). since my: 3 complaints (50.0%), resolution 0.0% since my 50.0% You have: 1 complaints (16.7%), resolution 0.0% You have 16.7% this was: 1 complaints (16.7%), resolution 0.0% this was 16.7% I am: 1 complaints (16.7%), resolution 0.0% I am 16.7%
  • since my 3 50.0% 0% relief
  • You have 1 16.7% 0% relief
  • this was 1 16.7% 0% relief
  • I am 1 16.7% 0% relief

How in fact exists.'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
since my notice of dispute dated and you have not supplied the demanded proof of the alleged debt 3
You have failed to supply the demanded proof of the alleged debt 1
this was sent certified mail XXXX that was signed for by your company. As of today you have failed to provide me with the proof I have lawfully requested. since you have not supplied the demanded proof of the account 1
I am demanding that Experian DELETE the Tradelines due to the fact you have not supplied the demanded proof of the alleged Tradelines 1

Top Issues

Issue Complaints
XXXX v XXXX ( Mo ) XXXX XXXX XXXX 2
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
Engelhardt v Gravens ( Mo ) 281 SW 715 1
XXXX v. XXXX ( Mo ) XXXX XXXX XXXX 1
XXXX XXXX XXXX ( Mo ) XXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About in fact exists.

in fact exists. has accumulated 6 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Also, and the most recent logged activity is regarding , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, in fact exists. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "since my notice of dispute dated and you have not supplied the demanded proof of the alleged debt", and the single most common underlying issue is "XXXX v XXXX ( Mo ) XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in fact exists.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does in fact exists. have?

in fact exists. has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.

Does in fact exists. respond to complaints on time?

in fact exists. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about in fact exists.?

The most common issue reported against in fact exists. is "XXXX v XXXX ( Mo ) XXXX XXXX XXXX" in the "since my notice of dispute dated and you have not supplied the demanded proof of the alleged debt" product category.

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