2026 data Public-data reference. official source

in direct violation of FCRA 1681c-2

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows in direct violation of FCRA 1681c-2's complaint history from CFPB public records. 2 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I am
Since

Total complaints

2

Filed since I am

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

in direct violation of FCRA 1681c-2 complaint mix by product

Total complaints: 2

in direct violation of FCRA 1681c-2 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I submitted: 1 complaints (50.0%), resolution 0.0% I submitted 50.0% approved: 1 complaints (50.0%), resolution 0.0% approved 50.0%
  • I submitted 1 50.0% 0% relief
  • approved 1 50.0% 0% relief

How in direct violation of FCRA 1681c-2's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I submitted a legal demand with my FTC Identity Theft Report and supporting documentation 1
approved 1

Top States

State Complaints
and has not conducted a reasonable reinvestigation under FCRA 1681i ( a ) ( 1 ). In addition 2

Top Issues

Issue Complaints
XXXX XXXXXXXX XXXX 1
I submitted a legal demand with my FTC Identity Theft Report and supporting documentation 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About in direct violation of FCRA 1681c-2

in direct violation of FCRA 1681c-2 has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is This autho, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, in direct violation of FCRA 1681c-2 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I submitted a legal demand with my FTC Identity Theft Report and supporting documentation", and the single most common underlying issue is "XXXX XXXXXXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in direct violation of FCRA 1681c-2: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does in direct violation of FCRA 1681c-2 have?

in direct violation of FCRA 1681c-2 has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does in direct violation of FCRA 1681c-2 respond to complaints on time?

in direct violation of FCRA 1681c-2 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about in direct violation of FCRA 1681c-2?

The most common issue reported against in direct violation of FCRA 1681c-2 is "XXXX XXXXXXXX XXXX" in the "I submitted a legal demand with my FTC Identity Theft Report and supporting documentation" product category.

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