2026 data Public-data reference. official source

in actuality

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows in actuality's complaint history from CFPB public records. 3 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
I am
Since

Total complaints

3

Filed since I am

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

in actuality complaint mix by product

Total complaints: 3

in actuality complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). if SCRA: 1 complaints (33.3%), resolution 0.0% if SCRA 33.3% because after: 1 complaints (33.3%), resolution 0.0% because after 33.3% imposed on: 1 complaints (33.3%), resolution 0.0% imposed on 33.3%
  • if SCRA 1 33.3% 0% relief
  • because after 1 33.3% 0% relief
  • imposed on 1 33.3% 0% relief

How in actuality's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
if SCRA was implemented in XX/XX/XXXX 1
because after doing a basic search of Transunion 's history 1
imposed on me to deal with the inconsistent information 1

Top States

State Complaints
this information was not mentioned and only thing was discussed were military lending act and SCRA when the disclosure was read to me. Nothing 1
and in real time have since been deleted from my credit report so that my credit score will no longer be negatively affected due to the incompetence of this credit bureau. This is especially important when Transunion is XXXX of the XXXX credit bureau 's that influence people 's financial and economic health and opportunity. Upon further inspection of the XXXX disputed accounts 1
it abandoned the customer and 1

Top Issues

Issue Complaints
which is why I did not ask for them directly. Only recently 1
inadequate explanations of their procedures 1
then 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About in actuality

in actuality has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is The unbear, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, in actuality reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "if SCRA was implemented in XX/XX/XXXX", and the single most common underlying issue is "which is why I did not ask for them directly. Only recently".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating in actuality: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does in actuality have?

in actuality has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does in actuality respond to complaints on time?

in actuality has a 0% timely response rate to CFPB complaints.

What is the most common complaint about in actuality?

The most common issue reported against in actuality is "which is why I did not ask for them directly. Only recently" in the "if SCRA was implemented in XX/XX/XXXX" product category.

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