Total complaints
17
Filed since ( XX
2026 data Public-data reference. official source
( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral
17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
17 consumer complaints filed with the CFPB
This profile shows ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral's complaint history from CFPB public records. 17 consumers have filed complaints since ( XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
17
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( XX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral complaint mix by product
- negotiable instrument 16 94.1% – 0% relief
- '' negotiable 1 5.9% – 0% relief
How ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| negotiable instrument '' means an unconditional promise or order to pay a fixed amount of money | 16 |
| '' negotiable instrument '' means an unconditional promise or order to pay a fixed amount of money | 1 |
Top States
| State | Complaints |
|---|---|
| or ( iii ) a waiver of the benefit of any law intended for the advantage or protection of an obligor. | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| if it : ( 1 ) is payable to bearer or to order at the time it is issued or first comes into possession of a holder ; ( 2 ) is payable on demand or at a definite time; and ( 3 ) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money | 14 |
| if it : ( XXXX ) is payable to bearer or to order at the time it is issued or first comes into possession of a holder ; ( XXXX ) is payable on demand or at a definite time; and ( XXXX ) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money | 2 |
| if it : ( 1 ) is payable to bearer or to order at the time it is issued or first comes into possession of a holder ; ( 2 ) is payable on demand or at a definite time ; and ( 3 ) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral
( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral has accumulated 17 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( XX, and the most recent logged activity is UCC 3-104 , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "negotiable instrument '' means an unconditional promise or order to pay a fixed amount of money", and the single most common underlying issue is "if it : ( 1 ) is payable to bearer or to order at the time it is issued or first comes into possession of a holder ; ( 2 ) is payable on demand or at a definite time; and ( 3 ) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral have?
( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral respond to complaints on time?
( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral has a 0% timely response rate to CFPB complaints.
What is the most common complaint about ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral?
The most common issue reported against ( ii ) an authorization or power to the holder to confess judgment or realize on or dispose of collateral is "if it : ( 1 ) is payable to bearer or to order at the time it is issued or first comes into possession of a holder ; ( 2 ) is payable on demand or at a definite time; and ( 3 ) does not state any other undertaking or instruction by the person promising or ordering payment to do any act in addition to the payment of money" in the "negotiable instrument '' means an unconditional promise or order to pay a fixed amount of money" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
