Total complaints
1
Filed since XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows if we did a 15 day rate lock. XXXX and I were on board's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How if we did a 15 day rate lock. XXXX and I were on board's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| we would wait to get within 30 days of closing to lock the rate | 1 |
| State | Complaints |
|---|---|
| as an additional .31 % in lender credit would only further offset our closing costs. | 1 |
| Issue | Complaints |
|---|---|
| so we were in agreement that we were happy to wait it out and not pay the additional fee. As the closing date approached the 30 day out mark | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
if we did a 15 day rate lock. XXXX and I were on board has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX advis, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, if we did a 15 day rate lock. XXXX and I were on board reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "we would wait to get within 30 days of closing to lock the rate", and the single most common underlying issue is "so we were in agreement that we were happy to wait it out and not pay the additional fee. As the closing date approached the 30 day out mark".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating if we did a 15 day rate lock. XXXX and I were on board: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
if we did a 15 day rate lock. XXXX and I were on board has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
if we did a 15 day rate lock. XXXX and I were on board has a 0% timely response rate to CFPB complaints.
The most common issue reported against if we did a 15 day rate lock. XXXX and I were on board is "so we were in agreement that we were happy to wait it out and not pay the additional fee. As the closing date approached the 30 day out mark" in the "we would wait to get within 30 days of closing to lock the rate" product category.
Read our methodology — how this data is sourced, computed, and verified.