Total complaints
1
Filed since 4.Co
2026 data Public-data reference. official source
if Originator 's Bank and Beneficiary 's Bank do not have an account relationship
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows if Originator 's Bank and Beneficiary 's Bank do not have an account relationship's complaint history from CFPB public records. 1 consumers have filed complaints since 4.Co. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
4.Co
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
if Originator 's Bank and Beneficiary 's Bank do not have an account relationship complaint mix by product
- which relates 1 100.0% – 0% relief
How if Originator 's Bank and Beneficiary 's Bank do not have an account relationship's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| which relates to payment orders/wire transfer | 1 |
Top States
| State | Complaints |
|---|---|
| Originator 's Bank may execute Originator 's order by issuing a teller 's check payable to Beneficiary 's Bank for {$10000.00} along with instructions to credit Beneficiary 's account in that amount. The instruction to Beneficiary 's Bank to credit Beneficiary 's account is a payment order. The check is the means by which Originator 's Bank pays its obligation as sender of the payment order. The instruction of Originator 's Bank to Beneficiary 's Bank might be given in a letter accompanying the check or it may be written on the check itself. In either case the instruction to Beneficiary 's Bank is a payment order but the check itself ( which is an order to pay addressed to the drawee rather than to Beneficiary 's Bank ) is an instrument under Article 3 and is not a payment order. The check can be both the means by which Originator 's Bank pays its obligation under 4A-402 ( b ) to Beneficiary 's Bank and the means by which the instruction to Beneficiary 's Bank is transmitted. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| in relevant part | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About if Originator 's Bank and Beneficiary 's Bank do not have an account relationship
if Originator 's Bank and Beneficiary 's Bank do not have an account relationship has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 4.Co, and the most recent logged activity is 4.Comment , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, if Originator 's Bank and Beneficiary 's Bank do not have an account relationship reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which relates to payment orders/wire transfer", and the single most common underlying issue is "in relevant part".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating if Originator 's Bank and Beneficiary 's Bank do not have an account relationship: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does if Originator 's Bank and Beneficiary 's Bank do not have an account relationship have?
if Originator 's Bank and Beneficiary 's Bank do not have an account relationship has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does if Originator 's Bank and Beneficiary 's Bank do not have an account relationship respond to complaints on time?
if Originator 's Bank and Beneficiary 's Bank do not have an account relationship has a 0% timely response rate to CFPB complaints.
What is the most common complaint about if Originator 's Bank and Beneficiary 's Bank do not have an account relationship?
The most common issue reported against if Originator 's Bank and Beneficiary 's Bank do not have an account relationship is "in relevant part" in the "which relates to payment orders/wire transfer" product category.
Read our methodology — how this data is sourced, computed, and verified.
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