Total complaints
1
Filed since On X
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows if not for the mistakes and misguidance on behalf of Loan Depot.'s complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since On X
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How if not for the mistakes and misguidance on behalf of Loan Depot.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| as my husband and I are beginning our house search process again. I speak to XXXX XXXX | 1 |
| Issue | Complaints |
|---|---|
| and that we are contractually obligated to continue making payments. I then proceed to give verbal authorization to debit {$13000.00} from our bank account to bring payments current. XXXX confirms that the earliest our credit could be rectified is the end of XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
if not for the mistakes and misguidance on behalf of Loan Depot. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XX/XX/X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, if not for the mistakes and misguidance on behalf of Loan Depot. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as my husband and I are beginning our house search process again. I speak to XXXX XXXX", and the single most common underlying issue is "and that we are contractually obligated to continue making payments. I then proceed to give verbal authorization to debit {$13000.00} from our bank account to bring payments current. XXXX confirms that the earliest our credit could be rectified is the end of XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating if not for the mistakes and misguidance on behalf of Loan Depot.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
if not for the mistakes and misguidance on behalf of Loan Depot. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
if not for the mistakes and misguidance on behalf of Loan Depot. has a 0% timely response rate to CFPB complaints.
The most common issue reported against if not for the mistakes and misguidance on behalf of Loan Depot. is "and that we are contractually obligated to continue making payments. I then proceed to give verbal authorization to debit {$13000.00} from our bank account to bring payments current. XXXX confirms that the earliest our credit could be rectified is the end of XX/XX/XXXX" in the "as my husband and I are beginning our house search process again. I speak to XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.