Total complaints
3
Filed since Duri
2026 data Public-data reference. official source
if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed's complaint history from CFPB public records. 3 consumers have filed complaints since Duri. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Duri
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed complaint mix by product
- XXXX and 1 33.3% – 0% relief
- XXXX and 1 33.3% – 0% relief
- Transunion and 1 33.3% – 0% relief
How if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX and XXXX are reporting income on my credit report. Per IRS Publication 4681 | 1 |
| XXXX and Equifax are reporting income on my credit report. Per IRS Publication 4681 | 1 |
| Transunion and XXXX are reporting income on my credit report. Per IRS Publication 4681 | 1 |
Top States
| State | Complaints |
|---|---|
| the debt is considered canceled in whatever amount it remained unpaid. Once the companies listed below charged off these accounts | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Foreclosures | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed
if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Duri, and the most recent logged activity is During fur, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX and XXXX are reporting income on my credit report. Per IRS Publication 4681", and the single most common underlying issue is "Foreclosures".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed have?
if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed respond to complaints on time?
if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed has a 0% timely response rate to CFPB complaints.
What is the most common complaint about if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed?
The most common issue reported against if a debt for which you are personally liable is forgiven or discharged for less than the full amount owed is "Foreclosures" in the "XXXX and XXXX are reporting income on my credit report. Per IRS Publication 4681" product category.
Read our methodology — how this data is sourced, computed, and verified.
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