I was not given full disclosure of what my signature was actually providing to the dealership and the finance company. Finance charge covered everything at the signing and I need to receive my down payment back. My signature on the promissory note at the dealership made it a security and once that security got sold

What the CFPB Record Shows About I was not given full disclosure of what my signature was actually providing to the dealership and the finance company. Finance charge covered everything at the signing and I need to receive my down payment back. My signature on the promissory note at the dealership made it a security and once that security got sold

I was not given full disclosure of what my signature was actually providing to the dealership and the finance company. Finance charge covered everything at the signing and I need to receive my down payment back. My signature on the promissory note at the dealership made it a security and once that security got sold has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 6th , and the most recent logged activity is 6th Notice, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I was not given full disclosure of what my signature was actually providing to the dealership and the finance company. Finance charge covered everything at the signing and I need to receive my down payment back. My signature on the promissory note at the dealership made it a security and once that security got sold reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "in which I am exercising my Bona Fide Purchaser Rights", and the single most common underlying issue is "and spoke with someone in the legal department revoking the right to repo the vehicle provided at the end of my promissory note signing and revoking XXXX XXXX ' security interest. According to your prospectus".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I was not given full disclosure of what my signature was actually providing to the dealership and the finance company. Finance charge covered everything at the signing and I need to receive my down payment back. My signature on the promissory note at the dealership made it a security and once that security got sold: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.