Total complaints
6
Filed since . I
2026 data Public-data reference. official source
I was not. As the original creditor only
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows I was not. As the original creditor only's complaint history from CFPB public records. 6 consumers have filed complaints since . I . The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
. I
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
I was not. As the original creditor only complaint mix by product
- possessed 5 83.3% – 0% relief
- THE LAW 1 16.7% – 0% relief
How I was not. As the original creditor only's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| possessed | 5 |
| THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates- THIS ACCOUNT IS INACCURATE | 1 |
Top States
| State | Complaints |
|---|---|
| I can validate this debt. I do not validate this debt. Therefore | 5 |
| I can validate this debt. I DO NOT VALIDATE THIS DEBT - Please Delete Immediately 7. XXXX XXXX - XXXX - FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15 USC 1692g Because they were to notify me of this in writing 5 days prior | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| without lawful authority | 5 |
| THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates- THIS ACCOUNT IS INACCURATE | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About I was not. As the original creditor only
I was not. As the original creditor only has accumulated 6 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to . I , and the most recent logged activity is Your offen, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I was not. As the original creditor only reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "possessed", and the single most common underlying issue is "without lawful authority".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I was not. As the original creditor only: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does I was not. As the original creditor only have?
I was not. As the original creditor only has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does I was not. As the original creditor only respond to complaints on time?
I was not. As the original creditor only has a 0% timely response rate to CFPB complaints.
What is the most common complaint about I was not. As the original creditor only?
The most common issue reported against I was not. As the original creditor only is "without lawful authority" in the "possessed" product category.
Read our methodology — how this data is sourced, computed, and verified.
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