Total complaints
4
Filed since Afte
2026 data Public-data reference. official source
I was not. As the original creditor
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows I was not. As the original creditor's complaint history from CFPB public records. 4 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
Afte
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
I was not. As the original creditor complaint mix by product
- and I 2 50.0% – 0% relief
- the real 1 25.0% – 0% relief
- the government 1 25.0% – 0% relief
How I was not. As the original creditor's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| and I am definitely sending this letter on purpose. I am not mistaken about anything | 2 |
| the real XXXX XXXX with no assistance from anybody else.I XXXX XXXX was entered into credit transactions that I did not authorize or consent to.I am a victim of identity theft and I believe my information is being used by the baddest people on the dark web. If I received good and services | 1 |
| the government agreed to assume all liabilities that arise under credit card transactions pursuant 18 USC 8 | 1 |
Top States
| State | Complaints |
|---|---|
| only I can validate this debt. I DO NOT VALIDATE THIS DEBT. I already contacted the Federal Trade Commission and filed complaints # XXXX and it is attached. Please block and remove all information resulting from Identity Theft pursuant to FCRA 605B ( 15 U.S.C. & 1681 c-2 ) which states that these accounts must be removed within 4 Business Days of receipt. I was entered into consumer transaction with XXXX XXXX on XX/XX/XXXX. A consumer credit transaction in which a finance charge was involved. 15 usc 1605 defines a finance charge as the sum of all charges in a consumer credit transaction. The finance charge does not include cash | 1 |
| only I can validate this debt. I DO NOT VALIDATE THIS DEBT OR INQUIRIES,,EQUIFAX | 1 |
| only I can validate any debt. I DO NOT VALIDATE ANY OF THESE DEBTS! Pursuant 15 USC 1602 ( p ) The term unauthorized use | 1 |
| only I can validate this debt. I DO NOT VALIDATE THIS DEBT. I already contacted the Federal Trade Commission and filed complaints # XXXX and it is attached. Please block and remove all information resulting from Identity Theft pursuant to FCRA 605B ( 15 U.S.C. & 1681 c-2 ) which states that these accounts must be removed within 4 Business Days of receipt. I was entered into consumer transaction with GM FINANCIAL on XX/XX/XXXX. A consumer credit transaction in which a finance charge was involved. 15 usc 1605 defines a finance charge as the sum of all charges in a consumer credit transaction. The finance charge does not include cash | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or I will seek monetary damages in small claims court in my city and state. Also we have already involved and sent this letter to the Consumer Financial Protection bureau | 2 |
| then please have a senior executive certify under the penalty of perjury that I in fact consented to these inquiries in writing under 15 USC 1681B ( a ) ( 2 ). I will sue y'all so good if he tries to lie on me just so yall know. I understand that under 15 U.S. Code 1681c2 you must complete this reinvestigation AND BLOCK OR UPDATE ALL information RESULTING FROM identity theft within 4 days of receipt of this letter. y'all need to do it asap because y'all playing with my credit score out here. Having these False and misleading inquiries reporting to my credit report is very damaging and is killing my ability to purchase a new car so I don't have to catchh the bus no more. Under 15 U.S Code 1681b permissible purposes of consumer reports I never gave you any written consent to report. As a consumer these accounts on this letter must be deleted immediately | 1 |
| PLATE | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About I was not. As the original creditor
I was not. As the original creditor has accumulated 4 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is I stand up, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, I was not. As the original creditor reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and I am definitely sending this letter on purpose. I am not mistaken about anything", and the single most common underlying issue is "or I will seek monetary damages in small claims court in my city and state. Also we have already involved and sent this letter to the Consumer Financial Protection bureau".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I was not. As the original creditor: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does I was not. As the original creditor have?
I was not. As the original creditor has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does I was not. As the original creditor respond to complaints on time?
I was not. As the original creditor has a 0% timely response rate to CFPB complaints.
What is the most common complaint about I was not. As the original creditor?
The most common issue reported against I was not. As the original creditor is "or I will seek monetary damages in small claims court in my city and state. Also we have already involved and sent this letter to the Consumer Financial Protection bureau" in the "and I am definitely sending this letter on purpose. I am not mistaken about anything" product category.
Read our methodology — how this data is sourced, computed, and verified.
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