I want them to close this account and charge it off to ID theft and never bother me again about his loan. If this continues

What the CFPB Record Shows About I want them to close this account and charge it off to ID theft and never bother me again about his loan. If this continues

I want them to close this account and charge it off to ID theft and never bother me again about his loan. If this continues has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to But , and the most recent logged activity is But since , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I want them to close this account and charge it off to ID theft and never bother me again about his loan. If this continues reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they did not want to work with a debt settlement company I hired to at least try to minimize the bleeding", and the single most common underlying issue is "that is going to stop because after some research and closely looking at the loan contract it is in fact a null and void contract. They can not enforce the contract because they seem to think they can hide behind the fact they are an internet company based in XXXX yet lending under the state of Utah laws and claiming they can do business in Virginia. Ask them how that is going for them? They have been sued by the state of Virginia for usury law violations and not having the right to transact business in Virginia and charging the interest rate they are charging. It is a known fact their predatory lending runs wild. Utah can not dictate intrastate commerce interest rates in another state".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I want them to close this account and charge it off to ID theft and never bother me again about his loan. If this continues: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.