2026 data Public-data reference. official source

I spoke with XXXX

6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6 consumer complaints filed with the CFPB

This profile shows I spoke with XXXX's complaint history from CFPB public records. 6 consumers have filed complaints since I co. The company has a 0% timely response rate and has provided relief in 0% of cases.

6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
I co
Since

Total complaints

6

Filed since I co

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I spoke with XXXX complaint mix by product

Total complaints: 6

I spoke with XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). when I: 2 complaints (33.3%), resolution 0.0% when I 33.3% and refused: 1 complaints (16.7%), resolution 0.0% and refused 16.7% Therefore: 1 complaints (16.7%), resolution 0.0% Therefore 16.7% on XX/XX/XXXX: 1 complaints (16.7%), resolution 0.0% on XX/XX/XXXX 16.7% the FHA: 1 complaints (16.7%), resolution 0.0% the FHA 16.7%
  • when I 2 33.3% 0% relief
  • and refused 1 16.7% 0% relief
  • Therefore 1 16.7% 0% relief
  • on XX/XX/XXXX 1 16.7% 0% relief
  • the FHA 1 16.7% 0% relief

How I spoke with XXXX's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
when I tried to refinance to be able to get out of some debts 2
and refused to endorse and returned it unendorsed. On XX/XX/XXXX 1
Therefore 1
on XX/XX/XXXX I spoke with XXXX 1
the FHA case number reappeared. Immediately after 1

Top States

State Complaints
another PHH Mortgage XXXX and he confirmed through XXXX XXXX XXXX monitored for quality assurance and training purposes 1
back in XXXX 1
on XX/XX/XXXX 1
who also confirmed the plan was approved ( see attached XXXX XXXX ). During both calls 1
I tried first to get information on the debt ; she told me that the original debt was for {$13000.00} for a XXXX XXXX XXXX handled by Colorado Capital Investment ; and that debt now raised to {$22000.00} due to an interest placed on it. I asked her to please reduce my debt to the original to be able to refinance and thus pay other debts. but she told me that it was not allowed it. ; I request to speak with the manager 1
I tried XXXX to get information on the debt ; she told me that the original debt was for {$13000.00} for a XXXXXXXX XXXX XXXX handled by XXXX XXXXXXXX XXXX ; and that debt now raised to {$22000.00} due to an interest placed on it. I asked her to please reduce my debt to the original to be able to refinance and thus pay other debts. but she told me that it was not allowed it. ; I request to speak with XXXX XXXX 1

Top Issues

Issue Complaints
so I contact the debt collector agency 2
also a PHH Mortgage Officer inquiring on XXXX endorsement refusal and she confirmed all loss drafts under $ XXXX would be endorsed a & released. Again 1
and requested the {$180.00} refund at the end of the lease. I called several times and talked with different people about my refund. My call was always transferred from ane person to the next 1
I spoke with XXXX 1
at XXXX PM 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I spoke with XXXX

I spoke with XXXX has accumulated 6 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I co, and the most recent logged activity is XXXX month, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I spoke with XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "when I tried to refinance to be able to get out of some debts", and the single most common underlying issue is "so I contact the debt collector agency".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I spoke with XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I spoke with XXXX have?

I spoke with XXXX has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I spoke with XXXX respond to complaints on time?

I spoke with XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I spoke with XXXX?

The most common issue reported against I spoke with XXXX is "so I contact the debt collector agency" in the "when I tried to refinance to be able to get out of some debts" product category.

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