2026 data Public-data reference. official source

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}'s complaint history from CFPB public records. 1 consumers have filed complaints since I re. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I re
Since

Total complaints

1

Filed since I re

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} complaint mix by product

Total complaints: 1

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I sent: 1 complaints (100.0%), resolution 0.0% I sent 100.0%
  • I sent 1 100.0% 0% relief

How I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I sent a second email to Westlake requesting the same documents. After receiving no response 1

Top States

State Complaints
but reported to the credit bureaus the monthly payment was {$190.00}. Due to the differences 1

Top Issues

Issue Complaints
Westlake emailed the odometer disclosure and bill of sale. The finance contract was not included. I replied and again asked for the financial agreement contract as well as my payment history since the Westlake portal showed no payment had been made at all. I never received a response 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I re, and the most recent logged activity is I received, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I sent a second email to Westlake requesting the same documents. After receiving no response", and the single most common underlying issue is "Westlake emailed the odometer disclosure and bill of sale. The finance contract was not included. I replied and again asked for the financial agreement contract as well as my payment history since the Westlake portal showed no payment had been made at all. I never received a response".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} have?

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} respond to complaints on time?

I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} has a 0% timely response rate to CFPB complaints.

What is the most common complaint about I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00}?

The most common issue reported against I should have been provided a copy of the finance agreement at signing. I further explained the reason I wanted a copy was because the amount I was told it would be at the dealership was different than the amount Westlake was charging me. I was told {$390.00} at signing. Westlakes customer portal showed my monthly payment was {$430.00} is "Westlake emailed the odometer disclosure and bill of sale. The finance contract was not included. I replied and again asked for the financial agreement contract as well as my payment history since the Westlake portal showed no payment had been made at all. I never received a response" in the "I sent a second email to Westlake requesting the same documents. After receiving no response" product category.

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