I provided several DTI calculations along with explanatory notes that documented my conclusion that I met their DTI requirements in XXXX of XXXX. I also provided Bank of America with a mortgage table that indicated mortgage interest rates for XXXX fixed-rate mortgages ranged from 3.23 % in XX/XX/XXXX and remained below 3.23 % through XX/XX/XXXX.

What the CFPB Record Shows About I provided several DTI calculations along with explanatory notes that documented my conclusion that I met their DTI requirements in XXXX of XXXX. I also provided Bank of America with a mortgage table that indicated mortgage interest rates for XXXX fixed-rate mortgages ranged from 3.23 % in XX/XX/XXXX and remained below 3.23 % through XX/XX/XXXX.

I provided several DTI calculations along with explanatory notes that documented my conclusion that I met their DTI requirements in XXXX of XXXX. I also provided Bank of America with a mortgage table that indicated mortgage interest rates for XXXX fixed-rate mortgages ranged from 3.23 % in XX/XX/XXXX and remained below 3.23 % through XX/XX/XXXX. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Duri, and the most recent logged activity is During tha, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, I provided several DTI calculations along with explanatory notes that documented my conclusion that I met their DTI requirements in XXXX of XXXX. I also provided Bank of America with a mortgage table that indicated mortgage interest rates for XXXX fixed-rate mortgages ranged from 3.23 % in XX/XX/XXXX and remained below 3.23 % through XX/XX/XXXX. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I was informed about the discriminatory '' formula that is used to determine monthly income for only applicants that are retired. They discount your existing liquid assets by 30 % and divide the remaining 70 % by 360 months", and the single most common underlying issue is "if you have liquid assets of {$5.00} XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating I provided several DTI calculations along with explanatory notes that documented my conclusion that I met their DTI requirements in XXXX of XXXX. I also provided Bank of America with a mortgage table that indicated mortgage interest rates for XXXX fixed-rate mortgages ranged from 3.23 % in XX/XX/XXXX and remained below 3.23 % through XX/XX/XXXX.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.